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[null,null,null,"4725 Piedmont Row Dr.\nSuite 600\nCharlotte, NC 28210\nT: 704.749.2736\nF: 704.943.9006"]
["NAME:"]
["ADDRESS:"]
[]
["WEBSITE:",null,null,null,null,"Effective Date:",null,"Trade Associations?"]
["CONTACT INFORMATION:",null,null,null,null,"Expiration Date:",null,"NAB Member?"]
[null,null,null,null,null,null,null,null,null,null,null,"Property Schedule of Values"]
[]
["Entity/Call Letters","Address","City","State","Zip\nCode","Building","Business Personal Property","Towers & Antennas","Broadcast Equipment & Broadcast Software","Mobile Equipment","BI/EE","TOTAL","EQ Zone","Flood Zone","Wind\nTier","Year\nBuilt","Construction","# of Stories","Square\nFootage","Occupancy","ASRN# \n(if available)"]
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["NOTE:","Definitions of Covered Property",null,null,null,{"$f":"IF(SUM(F10:F59)=0,\"\",SUM(F10:F59))","v":""},{"$f":"IF(SUM(G10:G59)=0,\"\",SUM(G10:G59))","v":""},"","","","",""]
[null,"Towers means radio or television towers including:",null,null,null,"Mobile Broadcast Equipment means:  "]
[null,"a.   antennas, microwave dishes or any other equipment that is permanently attached",null,null,null,"a.  mobile radio or television receiving, recording, or transmitting equipment."]
[null,"      to the tower; or awaiting installation."]
[null,"b.   lead-in wiring and masts;",null,null,null,"Broadcast Software means:"]
[null,"c.   guy wires, including their anchors; or",null,null,null,"a.  recording or storage media including films, tapes or discs; or"]
[null,"d.   above or below ground foundations.",null,null,null,"b.  audio or visual recordings stored on recording or storage media."]
[]
[null,"Broadcast Equipment means:"]
[null,"a.  radio or television receiving, recording, or transmitting equipment."]
[]
[]
[null,"The attached spreadsheet dated:____________, provides the Description of Covered Property.  Value to the nearest thousand dollars, indicates valuation of Replacement Cost or Actual Cash Value for each location to be insured, and is made part "]
[null,"of this STATEMENT OF PROPERTY VALUES."]
[]
["Insured's Signature:",null,null,null,null,"Date:"]
["Official Title:"]
[]
[null,"This statement of values shall be made part of the policy by endorsement thereto."]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"printed on:",{"$f":"TODAY()","v":"2017-06-05"},null,null,"Minimum of $25,000"]
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["Loc #","Call Letters","Address","City","State","ZIP","Prot","Const","load","Height","Built","Construction","# of Stories","Footage","Occupancy","ASRN# ","Ant","Equip","Real Prop","Pers Prop","Ext Exp","BI","Port Equip","Prop of Oth","EDP hard","EDP media","EDP Ext Ex","Valuation","Miscellaneous"]
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[]
[null,null,"Lightning Deductible",null,null,null,"Policy #"]
[null,null,"Policy Deductible",null,{"$f":"IF('Property Schedule of Locations '!G5=\"\",\"\",'Property Schedule of Locations '!G5)","v":""},null,"Effective Date"]
[null,null,"Tower Deductible",null,{"$f":"IF('Property Schedule of Locations '!G6=\"\",\"\",'Property Schedule of Locations '!G6)","v":""},null,"Expiration Date",null,null,null,null,null,null,null,null,"Subtotals",{"$f":"SUM(Q7:Q56)","v":0},{"$f":"SUM(R7:R56)","v":0},0,0,0,0,0,0,0,0,0]
[null,null,"EDP Deductible"]
[null,null,"Flood Limit"]
[null,null,"Flood Deductible",null,null,null,null,null,null,null,null,null,null,null,"Total Values",null,{"$f":"SUM(Q60:AA60)","v":0}]
[null,null,"EQ Limit",null,null,null,null,null,null,null,null,null,null,null,"Automatic Covg."]
[null,null,"EQ Deductible",null,null,null,null,null,null,null,null,null,null,null,"Rateable ",null,{"$f":"SUM(Q63:Q64)","v":0}]
[null,null,"WS Limit"]
[null,null,"WS Deductible"]
[]
[null,null,"Business Interruption Deductible (choose 24, 48 or 72 hours)"]
[null,null,"Monthly Limitation (1/3, 1/4, 1/6)"]
[null,null,"Agreed Value Expiration Date"]
[]
[null,null,"Rating deviation for non-filed inland marine"]
[]
[null,null,"Towers Coinsurance"]
[null,null,"Broadcast Equipment Coinsurance"]
[null,null,"Mobile Equipment Coinsurance"]
[null,null,"BI Coinsurance"]
[]
[null,null,"Blanket Summary - Time Element Limit of Insurance"]

{"sheet":"New Secondary Mod","index":2,"n_rows":52,"n_cols":56,"rows_kept":52,"cut":false,"hidden":true,"merged":[[0,35,0,47],[0,5,0,8],[0,14,0,18],[0,19,0,21],[0,22,0,26],[0,28,0,33]]}
[null,null,null,null,null,"Location",null,null,null,null,null,null,null,null,"Values by Location",null,null,null,null,"Sublimits",null,null,"Deductibles",null,null,null,null,null,"COPE",null,null,null,null,null,null,"Secondary Modifiers "]
["Policy Number","Program","Issuing Company","PUC","Insured Name","*Street Address","*City","*State Code","*Zip","Eff Date","Exp Date","Premium by Location","Location # (if multiple locations) or total # of locations (if blanket limit)","Total TIV","$ Building"," $ Personal Prop excluding Inland Marine","$ Business Interruption","$ Inland Marine","$ Property Coverage TIV","$ Sublimit for quake","$ Sublimit for Wind","$ Sublimit for Flood","AOP          ($ or %)","Wind     ($ or %)","Water & Sewer Back-up ($ or %)","Quake     ($ or %)","Flood       ($ or %)","Wind Exclusion (Enter \"Y\" if wind is excluded)","Construction Type (Enter #1 through 6)","*# of Stories","*Total Square Footage of building regardless of occupancy","*Orig Year Built","*Occupancy","Comments","Year of Updates","Construction Quality","Roof Covering","Roof Age and Condition","Roof Geometry ","Roof Anchors","Roof Equipment Hurricane Bracing","Basement","Cladding Type","Roof Sheathing Attachment","Frame-Foundation Connection","Ground-Level Equipment","Opening Protection","Flashing and Coping Quality","Towers Ant","BPP","Real Property","Broadcast Eq.","Prop of Others","EDP Hard","EDP Media","EDP Extr Expense"]
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[]
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[]
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[]
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[null,null,null,"Tower-Wind/Hail "]
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[]
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["Loc #","Address",null,null,"\"Towers\"","Equipment\"","Equipment\"","EDP","Valuation","Miscellaneous"]
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[{"$f":"IF('Data Base'!E56=\"\",\"\",'Data Base'!A56)","v":""},{"$f":"IF('Data Base'!E56=\"\",\"\",CONCATENATE('Data Base'!C56,\"  \",IF(ISBLANK('Data Base'!D56),\"\",'Data Base'!D56&\", \"),IF(ISBLANK('Data Base'!E56),\"\",'Data Base'!E56),\" \",IF(ISBLANK('Data Base'!F56),\"\",TEXT('Data Base'!F56,\"#####\"))))","v":""},null,null,{"$f":"IF('Data Base'!Q56=\"\",\"\",'Data Base'!Q56)","v":""},{"$f":"IF('Data Base'!R56=\"\",\"\",'Data Base'!R56)","v":""},{"$f":"IF('Data Base'!W56=\"\",\"\",'Data Base'!W56)","v":""},{"$f":"IF('Data Base'!Y56=\"\",\"\",'Data Base'!Y56)","v":""},{"$f":"IF('Data Base'!AB56=\"\",\"\",'Data Base'!AB56)","v":""},{"$f":"IF('Data Base'!AC56=\"\",\"\",'Data Base'!AC56)","v":""}]
[]
[null,"Total Values ",null,null,{"$f":"SUM(E23:E72)","v":0},{"$f":"SUM(F23:F72)","v":0},{"$f":"SUM(G23:G72)","v":0},{"$f":"SUM(H23:H72)","v":0},"Grand Total ",{"$f":"SUM(E74:H74)","v":0}]
[]
["\"Towers\" means radio or television towers including:"]
[null,"a.   antennas, microwave dishes or any other equipment that is permanently attached to the tower; or awaiting installation."]
[null,"b.   lead-in wiring and masts;"]
[null,"c.   guy wires, including their anchors; or"]
[null,"d.   above or below ground foundations."]
[]
["\"Broadcast Equipment\" means radio or television receiving, recording, or transmitting equipment."]
[]
["\"Mobile Broadcast Equipment\" means Mobile radio or television receiving, recording, or transmitting equipment."]
[]
[null,"The attached spreadsheet dated:____________, provides the Description of Covered Property.  Value to the nearest thousand dollars,"]
[null,"indicates valuation of Replacement Cost or Actual Cash Value for each location to be insured, and is made part of this STATEMENT"]
[null,"OF PROPERTY VALUES."]
[]
["Insured's Signature:",null,null,null,null,null,"Date:"]
["Official Title:"]
[]
[null,null,null,"This statement of values shall be made part of the policy by endorsement thereto."]

{"sheet":"63940 (12-04)","index":4,"n_rows":82,"n_cols":7,"rows_kept":82,"cut":false,"hidden":true,"merged":[[24,1,24,3],[0,2,0,3],[7,2,7,6],[16,1,16,3],[17,1,17,3],[18,1,18,3],[19,1,19,3],[20,1,20,3],[21,1,21,3],[22,1,22,3],[23,1,23,3],[36,1,36,3],[25,1,25,3],[26,1,26,3],[27,1,27,3],[28,1,28,3],[29,1,29,3],[30,1,30,3],[31,1,31,3],[32,1,32,3],[33,1,33,3],[34,1,34,3],[35,1,35,3],[48,1,48,3],[37,1,37,3],[38,1,38,3],[39,1,39,3],[40,1,40,3],[41,1,41,3],[42,1,42,3],[43,1,43,3],[44,1,44,3],[45,1,45,3],[46,1,46,3],[47,1,47,3],[60,1,60,3],[49,1,49,3],[50,1,50,3],[51,1,51,3],[52,1,52,3],[53,1,53,3],[54,1,54,3],[55,1,55,3],[56,1,56,3],[57,1,57,3],[58,1,58,3],[59,1,59,3],[65,1,65,3],[61,1,61,3],[62,1,62,3],[63,1,63,3],[64,1,64,3]]}
["Policy Number:",null,{"$f":"IF('Data Base'!E58=\"\",\"\",'Data Base'!E58)","v":""}]
[]
["COMMERCIAL PROPERTY COVERAGE FORM"]
["EXTENSION OF SUPPLEMENTAL DECLARATIONS"]
[]
["Named Insured:",null,{"$f":"IF('Data Base'!C1=\"\",\"\",'Data Base'!C1)","v":""}]
[]
["Effective Date:",null,{"$f":"IF('Data Base'!E59=\"\",\"                                                           12:01 A.M. Standard Time\",TEXT('Data Base'!E59,\"mm-dd-yyyy\")&\"      TO      \"&TEXT('Data Base'!E60,\"mm-dd-yyyy\")&\"        12:01 A.M. Standard Time\")","v":"                                                           12:01 A.M. Standard Time"}]
[]
["COVERAGES PROVIDED:  BUSINESS INCOME INCLUDING EXTRA EXPENSE"]
[]
["Schedule of Premises"]
[]
[null,null,null,null,"Business Income"]
[null,null,null,null,"Including Extra Expense"]
["Loc #","Address",null,null,"(Limit of Insurance)","Valuation","Deductible"]
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[{"$f":"IF('Data Base'!E39=\"\",\"\",'Data Base'!A39)","v":""},{"$f":"IF('Data Base'!E39=\"\",\"\",CONCATENATE('Data Base'!C39,\"  \",IF(ISBLANK('Data Base'!D39),\"\",'Data Base'!D39&\", \"),IF(ISBLANK('Data Base'!E39),\"\",'Data Base'!E39),\" \",IF(ISBLANK('Data Base'!F39),\"\",TEXT('Data Base'!F39,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E40=\"\",\"\",'Data Base'!A40)","v":""},{"$f":"IF('Data Base'!E40=\"\",\"\",CONCATENATE('Data Base'!C40,\"  \",IF(ISBLANK('Data Base'!D40),\"\",'Data Base'!D40&\", \"),IF(ISBLANK('Data Base'!E40),\"\",'Data Base'!E40),\" \",IF(ISBLANK('Data Base'!F40),\"\",TEXT('Data Base'!F40,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E41=\"\",\"\",'Data Base'!A41)","v":""},{"$f":"IF('Data Base'!E41=\"\",\"\",CONCATENATE('Data Base'!C41,\"  \",IF(ISBLANK('Data Base'!D41),\"\",'Data Base'!D41&\", \"),IF(ISBLANK('Data Base'!E41),\"\",'Data Base'!E41),\" \",IF(ISBLANK('Data Base'!F41),\"\",TEXT('Data Base'!F41,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E42=\"\",\"\",'Data Base'!A42)","v":""},{"$f":"IF('Data Base'!E42=\"\",\"\",CONCATENATE('Data Base'!C42,\"  \",IF(ISBLANK('Data Base'!D42),\"\",'Data Base'!D42&\", \"),IF(ISBLANK('Data Base'!E42),\"\",'Data Base'!E42),\" \",IF(ISBLANK('Data Base'!F42),\"\",TEXT('Data Base'!F42,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E43=\"\",\"\",'Data Base'!A43)","v":""},{"$f":"IF('Data Base'!E43=\"\",\"\",CONCATENATE('Data Base'!C43,\"  \",IF(ISBLANK('Data Base'!D43),\"\",'Data Base'!D43&\", \"),IF(ISBLANK('Data Base'!E43),\"\",'Data Base'!E43),\" \",IF(ISBLANK('Data Base'!F43),\"\",TEXT('Data Base'!F43,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E44=\"\",\"\",'Data Base'!A44)","v":""},{"$f":"IF('Data Base'!E44=\"\",\"\",CONCATENATE('Data Base'!C44,\"  \",IF(ISBLANK('Data Base'!D44),\"\",'Data Base'!D44&\", \"),IF(ISBLANK('Data Base'!E44),\"\",'Data Base'!E44),\" \",IF(ISBLANK('Data Base'!F44),\"\",TEXT('Data Base'!F44,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E45=\"\",\"\",'Data Base'!A45)","v":""},{"$f":"IF('Data Base'!E45=\"\",\"\",CONCATENATE('Data Base'!C45,\"  \",IF(ISBLANK('Data Base'!D45),\"\",'Data Base'!D45&\", \"),IF(ISBLANK('Data Base'!E45),\"\",'Data Base'!E45),\" \",IF(ISBLANK('Data Base'!F45),\"\",TEXT('Data Base'!F45,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E46=\"\",\"\",'Data Base'!A46)","v":""},{"$f":"IF('Data Base'!E46=\"\",\"\",CONCATENATE('Data Base'!C46,\"  \",IF(ISBLANK('Data Base'!D46),\"\",'Data Base'!D46&\", \"),IF(ISBLANK('Data Base'!E46),\"\",'Data Base'!E46),\" \",IF(ISBLANK('Data Base'!F46),\"\",TEXT('Data Base'!F46,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E47=\"\",\"\",'Data Base'!A47)","v":""},{"$f":"IF('Data Base'!E47=\"\",\"\",CONCATENATE('Data Base'!C47,\"  \",IF(ISBLANK('Data Base'!D47),\"\",'Data Base'!D47&\", \"),IF(ISBLANK('Data Base'!E47),\"\",'Data Base'!E47),\" \",IF(ISBLANK('Data Base'!F47),\"\",TEXT('Data Base'!F47,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E48=\"\",\"\",'Data Base'!A48)","v":""},{"$f":"IF('Data Base'!E48=\"\",\"\",CONCATENATE('Data Base'!C48,\"  \",IF(ISBLANK('Data Base'!D48),\"\",'Data Base'!D48&\", \"),IF(ISBLANK('Data Base'!E48),\"\",'Data Base'!E48),\" \",IF(ISBLANK('Data Base'!F48),\"\",TEXT('Data Base'!F48,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E49=\"\",\"\",'Data Base'!A49)","v":""},{"$f":"IF('Data Base'!E49=\"\",\"\",CONCATENATE('Data Base'!C49,\"  \",IF(ISBLANK('Data Base'!D49),\"\",'Data Base'!D49&\", \"),IF(ISBLANK('Data Base'!E49),\"\",'Data Base'!E49),\" \",IF(ISBLANK('Data Base'!F49),\"\",TEXT('Data Base'!F49,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E50=\"\",\"\",'Data Base'!A50)","v":""},{"$f":"IF('Data Base'!E50=\"\",\"\",CONCATENATE('Data Base'!C50,\"  \",IF(ISBLANK('Data Base'!D50),\"\",'Data Base'!D50&\", \"),IF(ISBLANK('Data Base'!E50),\"\",'Data Base'!E50),\" \",IF(ISBLANK('Data Base'!F50),\"\",TEXT('Data Base'!F50,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E51=\"\",\"\",'Data Base'!A51)","v":""},{"$f":"IF('Data Base'!E51=\"\",\"\",CONCATENATE('Data Base'!C51,\"  \",IF(ISBLANK('Data Base'!D51),\"\",'Data Base'!D51&\", \"),IF(ISBLANK('Data Base'!E51),\"\",'Data Base'!E51),\" \",IF(ISBLANK('Data Base'!F51),\"\",TEXT('Data Base'!F51,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E52=\"\",\"\",'Data Base'!A52)","v":""},{"$f":"IF('Data Base'!E52=\"\",\"\",CONCATENATE('Data Base'!C52,\"  \",IF(ISBLANK('Data Base'!D52),\"\",'Data Base'!D52&\", \"),IF(ISBLANK('Data Base'!E52),\"\",'Data Base'!E52),\" \",IF(ISBLANK('Data Base'!F52),\"\",TEXT('Data Base'!F52,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E53=\"\",\"\",'Data Base'!A53)","v":""},{"$f":"IF('Data Base'!E53=\"\",\"\",CONCATENATE('Data Base'!C53,\"  \",IF(ISBLANK('Data Base'!D53),\"\",'Data Base'!D53&\", \"),IF(ISBLANK('Data Base'!E53),\"\",'Data Base'!E53),\" \",IF(ISBLANK('Data Base'!F53),\"\",TEXT('Data Base'!F53,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E54=\"\",\"\",'Data Base'!A54)","v":""},{"$f":"IF('Data Base'!E54=\"\",\"\",CONCATENATE('Data Base'!C54,\"  \",IF(ISBLANK('Data Base'!D54),\"\",'Data Base'!D54&\", \"),IF(ISBLANK('Data Base'!E54),\"\",'Data Base'!E54),\" \",IF(ISBLANK('Data Base'!F54),\"\",TEXT('Data Base'!F54,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E55=\"\",\"\",'Data Base'!A55)","v":""},{"$f":"IF('Data Base'!E55=\"\",\"\",CONCATENATE('Data Base'!C55,\"  \",IF(ISBLANK('Data Base'!D55),\"\",'Data Base'!D55&\", \"),IF(ISBLANK('Data Base'!E55),\"\",'Data Base'!E55),\" \",IF(ISBLANK('Data Base'!F55),\"\",TEXT('Data Base'!F55,\"#####\"))))","v":""}]
[{"$f":"IF('Data Base'!E56=\"\",\"\",'Data Base'!A56)","v":""},{"$f":"IF('Data Base'!E56=\"\",\"\",CONCATENATE('Data Base'!C56,\"  \",IF(ISBLANK('Data Base'!D56),\"\",'Data Base'!D56&\", \"),IF(ISBLANK('Data Base'!E56),\"\",'Data Base'!E56),\" \",IF(ISBLANK('Data Base'!F56),\"\",TEXT('Data Base'!F56,\"#####\"))))","v":""}]
[]
["Monthly Limit of Indemnity percentage (if shown below):"]
[]
[{"$f":"IF('Data Base'!B70=\"\",\"\",\"X\")","v":""},{"$f":"IF('Data Base'!B70=\"\",\"Monthly Limitation:\",CONCATENATE(\"Monthly Limitation:  \",'Data Base'!B70))","v":"Monthly Limitation:"}]
[]
["Coinsurance percentage (if shown below):"]
[]
[{"$f":"IF('Data Base'!B78=\"\",\"\",\"X\")","v":""},{"$f":"IF('Data Base'!B78=\"\",\"Coinsurance Percentage:\",CONCATENATE(\"Coinsurance Percentage:  \",'Data Base'!B78))","v":"Coinsurance Percentage:"}]
[]
["Agreed Value where indicated, subject to the Agreed Value Expiration Date as shown below:"]
[]
[{"$f":"IF('Data Base'!B71=\"\",\"\",\"X\")","v":""},{"$f":"IF('Data Base'!B71=\"\",\"Agreed Value Expiration Date:\",CONCATENATE(\"Agreed Value Expiration Date:  \",'Data Base'!B71))","v":"Agreed Value Expiration Date:"}]
[]
["Blanket Summary - Time Element (if shown below):"]
[]
[{"$f":"IF('Data Base'!B80=\"\",\"\",\"X\")","v":""},{"$f":"IF('Data Base'!B80=\"\",\"Limit of Insurance:\",CONCATENATE(\"Limit of Insurance:  \",TEXT('Data Base'!B80,\"$##,###\")))","v":"Limit of Insurance:"}]

{"sheet":"Rating Summary","index":5,"n_rows":39,"n_cols":23,"rows_kept":39,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET SUMMARY",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[null,null,null,null,null,null,null,null,null,"Include indication for Building, BPP & BI?",null,null,"N",null,null,null,null,null,null,null,null,null,"Y"]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N"]
[]
["LOCATION ADDRESS",null,null,"Summary of All Locations",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"01"]
[null,null,null,null,"Values",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"02"]
[null,null,null,"Equipment",{"$f":"SUM('Loc 1:Loc 50'!E7)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"06"]
[null,null,null,"Buildings",{"$f":"SUM('Loc 1:Loc 50'!E8)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"41"]
[null,null,null,"Bus Pers Prop",{"$f":"SUM('Loc 1:Loc 50'!E9)","v":0}]
[null,null,null,"Portable Equip.",{"$f":"SUM('Loc 1:Loc 50'!E10)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1 - Frame"]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"SUM('Loc 1:Loc 50'!E11)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2 - Joisted Masonry"]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,null,"avg rate",null,"  =Premium",null,null,null,null,null,null,null,null,null,null,null,null,null,"3 - Non-Combustible"]
["Coinsurance",{"$f":"IF('Data Base'!B74=1,1,IF('Data Base'!B74=0.9,1.05,IF('Data Base'!B74=0.8,1.1,0)))","v":0},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},null,{"$f":"IF(E13=0,0,I13/E13*100)","v":0},null,{"$f":"SUM('Loc 1:Loc 50'!I13)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,"4 - Masonry Non-Combustible"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5 - Modified Fire Resistive"]
[null,null,null,null,"Values",null,"avg rate",null,"  =Premium",null,null,null,null,null,null,null,null,null,null,null,null,null,"6 - Fire Resistive"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"SUM('Loc 1:Loc 50'!E16)","v":0},null,{"$f":"IF(E16=0,0,I16/E16*100)","v":0},null,{"$f":"SUM('Loc 1:Loc 50'!I16)","v":0}]
["Tower Height",{"$f":"'Data Base'!J7","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values",null,null,null,"  =Premium"]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"SUM('Loc 1:Loc 50'!E19)","v":0},null,null,null,{"$f":"SUM('Loc 1:Loc 50'!I19)","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"SUM('Loc 1:Loc 50'!E20)","v":0},null,null,null,{"$f":"SUM('Loc 1:Loc 50'!I20)","v":0}]
[null,null,null,"EDP extra exp",{"$f":"SUM('Loc 1:Loc 50'!E21)","v":0},null,null,null,{"$f":"SUM('Loc 1:Loc 50'!I21)","v":0}]
[null,null,null,null,null,null,"avg rate"]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,{"$f":"IF(E23=0,0,I23/E23*100)","v":0},null,{"$f":"SUM('Loc 1:Loc 50'!I23)","v":0}]
[]
[null,null,null,null,"Values",null,null,null,"  =Premium"]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"SUM('Loc 1:Loc 50'!E26)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"SUM('Loc 1:Loc 50'!E27)","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,null,"avg rate",null,"  =Premium"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},null,{"$f":"IF(E29=0,0,I29/E29*100)","v":0},null,{"$f":"SUM('Loc 1:Loc 50'!I29)","v":0}]
[]
[null,null,null,null,"Values",null,"rate",null,"=Premium"]
["Flood Limit",{"$f":"'Data Base'!B62","v":0},null,"Total Values",{"$f":"E13+E16+E23+E29","v":0},null,{"$f":"VLOOKUP(B32,'Loc 1'!K30:L33,2,FALSE)*VLOOKUP('Rating Summary'!B33,'Loc 1'!K37:L40,2,FALSE)","v":1.0000000000000002E-2},null,{"$f":"G32*E32/100","v":0}]
["Flood Ded",{"$f":"'Data Base'!B63","v":0}]
[]
[null,null,null,"TOTAL VALUES",{"$f":"E29+E23+E16+E13","v":0},null,"Sub Total",null,{"$f":"I29+I23+I16+I13+I32","v":0}]
[]
[null,null,null,null,null,null,"Extended Cov"]
[null,null,null,"Average Rate",{"$f":"IF(E35=0,\"\",I39/E35*100)","v":""}]
[null,null,null,null,null,null,"Total Prem",null,{"$f":"I37+I35","v":0}]

{"sheet":"ACCOUNT SUMMARY WORKSHEET","index":6,"n_rows":73,"n_cols":66,"rows_kept":73,"cut":false,"hidden":true,"merged":[[40,2,40,3],[40,5,40,7],[41,5,41,7],[3,3,3,6],[5,3,5,6],[37,5,37,7],[18,2,19,7],[38,5,38,7],[32,2,32,7],[38,2,38,3],[39,2,39,3],[4,3,4,6],[39,5,39,7],[33,2,33,7],[34,2,34,7],[35,2,35,7],[58,2,58,7],[54,2,54,7],[55,2,55,7],[56,2,56,7],[57,2,57,7],[43,5,43,7],[49,5,49,7],[50,5,50,7],[44,2,44,3],[41,2,41,3],[42,2,42,3],[43,2,43,3],[42,5,42,7]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}},"  "]
[null,null,null,null,"ACCOUNT SUMMARY WORKSHEET",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"CONCATENATE(#REF!,#REF!,BM1,BN1,BM2)","v":{"$error":"#REF!"}}]
[null,null,"Account Name:"]
[null,null,"Address: "]
[null,null,"City, ST Zip"]
[null,null,"Effective Date:",null,"FEIN:"]
[]
[null,"LINE(S) OF BUSINESS WRITTEN:"]
[null,null,null,null,"Comments"]
[null,"Property"]
[null,"Scheduled Property"]
[null,"Auto Phy Dam"]
[null,"General Liability"]
[null,"Commercial Auto"]
[null,"Umbrella/Excess"]
[null,"Misc. (Provide Details)"]
[null,"DESCRIPTION OF OPERATIONS",null,null,"Comments"]
[]
[]
[null,"LOSS SUMMARY (minimum of four (4) years required)"]
[null,null,null,"Policy Period","Fill in the yellow cells, leave red cells alone (contain formulas)"]
[null,null,"Name of Carrier",null,"Earned Premium","Incurred Losses","# of Claims","Loss Ratio"]
[null,null,null,null,null,null,null,{"$f":"IF(E24=\"\",\"\",F24/E24)","v":""}]
[null,null,null,null,null,null,null,{"$f":"IF(E25=\"\",\"\",F25/E25)","v":""}]
[null,null,null,null,null,null,null,{"$f":"IF(E26=\"\",\"\",F26/E26)","v":""}]
[null,null,null,null,null,null,null,{"$f":"IF(E27=\"\",\"\",F27/E27)","v":""}]
[null,null,null,null,null,null,null,{"$f":"IF(E28=\"\",\"\",F28/E28)","v":""}]
[null,null,"5 YR LR",null,{"$f":"SUM(E24:E28)","v":0},{"$f":"SUM(F24:F28)","v":0},{"$f":"SUM(G24:G28)","v":0},{"$f":"IF(OR(E29=\"\",E29=0),\"\",F29/E29)","v":""}]
[]
[]
[null,null,"Losses over $25k, provide description of loss.  Comments:"]
[]
[]
[]
[]
[null,"UNDERWRITING ANALYSIS (exposures, loss history, loss control, survey rec.'s, financial info)"]
[null,null,"Property Cope Comments",null,"GL Cope Comments","Auto Cope Comments"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"UNDERWRITING CONCLUSIONS (pricing, decisions)"]
[]
[]
[]
[]
[]
[null,null,"LOSS CONTROL"]
[null,null,"Date Requested:",null,"Date Recommendations Sent to Insured:"]
[null,null,"Date Received:",null,"Date Insured Compliance Letter Received:"]
[null,null,"Recommendations: Y/N",null,"Dates of 30,60,90 day follow-up:"]
[]
[null,"AUTHORITY/REFERRAL (within underwriter's authority)"]
[null,"If no provide reason for referral:"]
[]
[]
[]
[null,"Underwriter:______________________________________     Date:___________________",null,"Laurie McKenzie",null,"2009-09-18"]
[]
[]
[null,"Approved by _______________________________________     Date __________________"]

{"sheet":"BUG Hazard Index","index":7,"n_rows":65,"n_cols":3,"rows_kept":65,"cut":false,"hidden":true,"merged":[[61,0,61,2],[62,0,62,2],[63,0,63,2],[64,0,64,2],[4,0,6,0],[4,2,6,2],[38,0,40,0],[38,2,40,2],[27,0,27,2],[30,0,30,2],[31,0,31,2],[32,0,32,2]]}
[null,"Radio Broadcasting Stations"]
[null,"Last Update: 1/1/2004"]
[null,"Best's Hazard Index"]
[]
["Line","Best's","Underwriting Comments"]
[null,"Hazard"]
[null,"Index"]
["Automobile Liability",4]
["Automobile Physical Damage",4]
["General Liability: Premises and Operations",4]
["Broadcasters' Liability",6,"Slander, defamation of character, invasion of privacy."]
["Workers' Compensation",5,"Much higher with tower maintenance."]
["Crime",3]
["Fire and E.C.: Property",5]
["Business Interruption",5,"Replacement premises will need to be in the general vicinity."]
["Inland Marine",6,"Specialized equipment."]
[]
[null,"Low 1-3, Medium 4-6, High 7-9, Very High 10"]
[]
[null,"SIC Codes and Classifications"]
[null,4832,"Radio Broadcasting Stations"]
[]
[null,"NAICS Codes and Classifications"]
[null,515111,"Radio Networks"]
[null,515112,"Radio Stations"]
[]
[null,"Related Classifications"]
["Television Broadcasting Stations"]
[]
[null,"Special Exposures"]
["Remote broadcasts/mobile equipment"]
["Highly sensitive electronic equipment"]
["Transmitting tower and antenna"]
[]
[]
[null,"Television Broadcasting Stations"]
[null,"Last Update: 8/1/2008"]
[null,"Best's Hazard Index"]
["Line","Best's","Underwriting Comments"]
[null,"Hazard"]
[null,"Index"]
["Automobile Liability",6,"Higher for very large stations."]
["Automobile Physical Damage",5]
["General Liability: Premises and Operations",6,"Higher if the insured conducts public tours of its facilities."]
["Broadcasters' Liability",7,"Increases if the insured conducts news broadcasts."]
["Workers' Compensation",4]
["Crime",3]
["Fire and E.C.: Property",5,"High equipment values."]
["Business Interruption",6]
["Inland Marine",7,"Large amount of specialized equipment and extensive computer operations."]
["Aircraft Liability",6,"Aircraft may be used for local news and traffic reporting. Strict liability may be imposed."]
[]
[null,"Low 1-3, Medium 4-6, High 7-9, Very High 10"]
[]
[null,"SIC Codes and Classifications"]
[null,4833,"Television Broadcasting Stations"]
[]
[null,"NAICS Codes and Classifications"]
[null,515120,"Television Broadcasting"]
[]
[null,"Related Classifications"]
["Air Charter Services"]
["Cable Television System Operators"]
["Radio Broadcasting Stations"]
["Theatres - Live"]

{"sheet":"Chartis BPP Forms List","index":8,"n_rows":131,"n_cols":3,"rows_kept":131,"cut":false,"hidden":true,"merged":[]}
["CHARTIS FORMS BPP"]
[]
["PROPERTY FORMS"]
["63948 (12/04)","X","Property One Supp Dec - NH "]
["63949 (12/04)","X","Property One Supp Dec - Granite State"]
["63950 (12/04)","X","Property One Supp Dec-Illinois National"]
["63958 (06/04)","X","Schedule of Premises"]
["64872 (12/04)","X","Property One BI/EE-coinsurance form"]
["63940 (12/04)","X","Property One BI/EE-coinsurance form"]
["64543 (12/04)","X","Property One Coverage Form"]
["CP 0090","X","Property Conditions"]
["CP 0320","X","Multiple Deductible form"]
["91089 (04-07)","X","ENHANCEMENT"]
["64550 (02/05)","X","EB Exclusion "]
["97091 (03/10)","X","Blanket Limits Per Premises (Laurie to advise when to use)"]
["97092 (05/08)","X","Margin Clause (Laurie to advise when to use)"]
["90610 (11/08)","X","Windstorm or Hail Deductible"]
["97080 (04-08)","X","Amendatory Endorsment (use when 64543 (12-04) is attached)"]
[]
[]
["TX PROPERTY FORMS"]
[]
["CP0163","X","TX Limitation Fungus, Wet Rot, etc"]
["IL0275","X","TX Changes - Cancellation"]
["CP0142","X","TX Changes"]
["64549 (02-96)","X","Property One Coinsurance Form"]
["68049 (06-97)","X","BI/EE TX only"]
[64873,"X","BI w/Coinsurance % "]
["68050 (06-97)","X","Property  TX only"]
["68051 (06-97)","X","Equipment Breakdown Exclusion"]
["63940 (12-04)","X","BI/EE Coinsurance"]
["68048 (06-97)","X","Granite State or New Hampshire"]
[]
[]
["GL FORMS"]
["69928 (03-98)","X","Asbestos Exclusion (not required if 86563 is used)"]
["58332 (08-07)","X","Lead Exclusion (except RI, MA, VT)"]
["CG2147 (07-98)","X","Employment Related Practices (do not attach if 86563 is used)"]
["CG2167 (12-04)","X","Fungus Exclusion (GA, KS, LA, NH, VT, VA)"]
["78689 (07-03)","X","Fungus Exclusion (all states excpet AK, Ma, NY, WA - not "]
[null,null,"required if 86563 is used)"]
["79277 (02-04)","X","AIG Fungus - WA only"]
["79379 (04-02)","X","AIG Fungus - MA only"]
["82540 (08-07)","X","AIG Asbestos & Silica Exclusion - do not attach 69928, 64003, 78697"]
[null,null,"&/or CG2951 if using this endorsement"]
["64003 (09-01)","X","AIG Silica Exclusion (not required if 82540 is used)"]
["CG2146 (07-98)","X","Abuse & Molestation Exclusion"]
["CG2155 (09-99)","X","Total Pollution Exclusion - w/Exception of Hostile Fire (use w/86563 (12-04)"]
[null,null,"NH & NY only)"]
["59783 (02-94)","X","Employee Benefits"]
["96285 (10-07)","X","Exclusion Special Events with Limited Exception"]
["87295 (01-08)","X","Exclusion - Violation of Statues (Except AK, OK, VA)"]
["89035 (10-08)","X","Exclusion - Violation of Statues (AK)"]
["IL0021 ","X","Nuclear Energy Liability Exclusion"]
["87573 (03-05)","X","Personal Injury Extension Endorsement"]
["86563 (10-09)","X","GL Extension Endorsement (All states except NH, NY & VT)"]
["86563 (12-04)","x","GL Extension Endorsement (NH & NY only - must attach CG2155 (09-99))"]
["89919 (09-05)","X","GL Extension Endorsement (VT only)"]
["61712 (08-07)","X","Additional Insured - Where Required Under contract or Agreement"]
["100937 (01-09)","X","OH Stop Gap - Replaces CG0441 (12-04) effective 05/20/09"]
["102158 (05-10)","X","Crisis Response Coverage Extension Endorsement (with Acts of Nature)"]
[null,null,"All States except FL, KS, TX, VA, MO, NY"]
["102211 (06-10)","X","MO Crisis Response Coverage Extension Endorsement (with Acts of Nature)"]
["102213 (06-10)","X","NY Crisis Response Coverage Extension Endorsement (with Acts of Nature)"]
["CG2504 (05-09)","X","Designated Location(s) General Aggregate Limit - required for NAB Members"]
["83725 (09-04)","X","Accident Insurance Endorsement - approved in AK, AL, AZ, CA, CO, CT, DE,"]
[null,null,"GA, IA, ID, IN, MA, ME, MI, MN, MS, M, NE, NH, NV, OH, OR, RI, SC, UT, "]
[null,null,"WI, WY - NAB Members only"]
["87358 (02-05)","X","IL Accident Insurance Endorsement - NAB Members only"]
["87440 (02-05)","X","KY Accident Insurance Endorsement - NAB Members only"]
["87493 (03-05)","X","MO Accident Insurance Endorsement - NAB Members only"]
["87641 (04-05","X","NH Accident Insurance Endorsement - NAB Members only"]
["87490 (02-05)","X","VT Accident Insurance Endorsement - NAB Members only"]
[]
["TX GL FORMS"]
["CG2639 ","X","TX- Changes - Employment Related Practices (not required if"]
[null,null,"86563 is used)"]
["IL0275","X","TX - Changes"]
["IL0168","X","TX - Changes - Duties"]
["CG0103","X","TX - Changes"]
[50327,"X","TX - Employee Benefits"]
[]
["AUTO FORMS"]
[86980,"X","DMV Notice to All Insureds"]
["89644 (07-05)","X","Coverage Territory"]
["91222 (12-09)","X","Policyholer Notice"]
["74825 (08-09)","X","FL Addendum to Declarations"]
["77846 (03-09)","X","MO Addendum to Declarations"]
["90231 (11-09)","X","FL Notice to Loss Control Services"]
["94396 (01-10)","X","TX Notice (Admitted)"]
["56668 (04-07)","X","TX Notice (Non-Admitted)"]
["52160 (04-07)","X","NV Cancellation"]
["52165 (06-07)","X","PA Cancellation"]
["PRG3355 (10-09)","X","MI Addendum to Declarations"]
["PRG7003 (11-09)","X","Estimated Taxes, Assessments and Surcharges"]
["100668 (11-08)","X","Addendum to the Declarations - KY LGPT Disclosure Form"]
["102092 (11/09)","X","Business Auto Broad Form Endorsement A (Silver)"]
["102093 (11-09)","X","Business Auto Broad Form Endorsement B (Gold)"]
["100825 (08-09)","X","NV Auto ID Cards - not a form to attach; for ID Card use)"]
[]
["CRIME FORMS"]
["CR0021 (05-06)","X","Commercial Crime Coverage Form (Loss Sustained)"]
[]
[]
[]
["MANDATORY FORMS"]
["89644 (07-05)","X","Coverage Terrority"]
["91222 (12-09)","X","Policyholder Notice"]
["96556 (02-08)","X","Policyholder Disclosure Notice of Terrorism"]
["74825 (08-09","X","FL Addendum to Declarations"]
["77846 (03-09)","X","MO Addendum to Declarations"]
["90231 (11-09)","X","FL - Notice to Loss Control Services"]
["94396 (01-10","X","TX Notice (Admitted)"]
["56668 (04-07)","X","TX Notice (Non-Admitted)"]
["52160 (04-07)","X","NV Cancellation"]
["52165 (06-07)","X","PA Cancellation"]
["PRG3356 (10-09)","X","MI Addendum to Declarations"]
["PRG7003 (11-09)","X","Estimated Taxes, Assessments and Surcharges"]
["100668 (11-08)","X","Addendum to the Declarations - KY LGPT Disclosure Form)"]
["PRG9204 (03-10)","X","LA Fire/Comm Property Policyholder Notice"]
[]
["STUFFER"]
["AmWINS Stuffer"]
["Program/York Claims Information Stuffer"]
["Equipment Breakdown Stuffer"]
["CHARTIS Stuffer"]
["AmWINS Important! Book - Agents copy only"]
[]
[]
[]
["2011-03-22"]

{"sheet":"New Business Checklist","index":9,"n_rows":354,"n_cols":5,"rows_kept":354,"cut":false,"hidden":true,"merged":[[1,0,1,8]]}
[]
["CHECKLIST FOR NEW BUSINESS"]
[]
[null,null,null,null," Account Name"]
[null,null,null,null,"Effective Date"]
[]
[null,"CHECKLIST FOR NEW BUSINESS SUBMISSION – BBP"]
[]
[null,"Received Date  (Date Stamp or Fax Date)"]
[]
[null,"Enter into Log  -  AmLink"]
[null,"Send confirmation on new business submissions in AmLINK – standard letter"]
[null,"template"]
[null,"If NAB Member be sure to use: Broadcasters BusinessPro – NAB Member"]
[]
[null,"Place in Yellow Folder  (Give to U/W)"]
[]
[null,"BBP Documentation"]
[]
[null,"Riskmeter"]
[null," "]
[null,"E-Start  (Accounts over $10,000.)      "]
[]
[null,"Marshall & Swift – (Determine ITV if building value is $750,000 or greater)  "]
[]
[null,"Check Application for missing information: ",null,null,"4 years loss runs (we will need a letter  "]
[null,null,null,null,"of authorization from the insured  written "]
[null,null,null,null,"on the insured's letterhead allowing us to "]
[null,null,null,null,"release their loss sensitive information to "]
[null,null,null,null,"your agency.)"]
[null,null,null,null,"D&B Rating or financial statement"]
[null,null,null,null,"Tower Questionnaire (Inspection"]
[null,null,null,null,"Report if age over 20 years/value"]
[null,null,null,null," greater than $100,000.  Structural"]
[null,null,null,null,"analysis and inspection if age is over"]
[null,null,null,null,"30 years.)"]
[null,null,null,null,"Verify COPE information. (Building"]
[null,null,null,null,"improvements if age of building is"]
[null,null,null,null,"Greater than 20 years.)"]
[null,null,null,null,"Business Income Worksheet (Values"]
[null,null,null,null,"greater than $100,000.)"]
[null,null,null,null,"Special Events Application"]
[null,null,null,null,"Automobile Fleets (Request Fleet"]
[null,null,null,null,"Inspections if 25 or more vehicles.)"]
[null,null,null,null,"MVRs (Verification for Fleets/Auto"]
[null,null,null,null,"Model Handling for non-Fleet.  MVR"]
[null,null,null,null,"Grid Worksheet.)"]
[]
[null,"Property Terrorism Coverage, Zip Codes Requiring Referral and Approval:"]
[null,"NY, MA, IL, CO & CA"]
[]
[null,"MVR’S- ","all new business  < 20 drivers –order prior to quoting"]
[null,null,"all new business > 20  drivers- order w/in 48 hours of binding"]
[null,null,"review w/in 10 days"]
[]
[null,"Order Loss Control if TIV any 1 location > 1,000,000 ( other than Tower site)"]
[]
[null,"Request Additional Information"]
[]
[null,"Add Contacts in Outlook"]
[]
[null,"Use Direct Bill Producer Code (92210) if  Premium  > $10,000"]
[null,"Effective 8/3/09, Installment Billing required in Coverall for Direct Bill policies."]
[null,"The pay plans available are:  DBS M8-25 (Monthly), DBS Q3-40 (Quarterly) or"]
[null,"FP (Full Pay) which applies to endorsements."]
[]
[null,"Rate in COVERALL – Add Forms"]
[null,"Be sure to use for NAB Members only Program Code:  HG (Agency Bill) or HH"]
[null,"(Direct Bill)"]
[]
[null,"Need accurate construction, # of stories, occupancy, building age, square footage"]
[null,"(area) – Request if not given on application."]
[]
[null,"Location Data Entry - ",null,"1st Field:  Street Address"]
[null,null,null,"2nd & 3rd Field:  City"]
[null,null,null,"4th Field:  State & Zip Code"]
[]
[null,"Effective 5/2/09, the following states have been updated to correct Admitted"]
[null,"Writing Companies for Umbrella:  MA, NM, OH, TX – Company 29 only."]
[null,"(Companies 01 and 02 have expired for these states.)  AK, CO, DE, FL, GA, ID,"]
[null,"KS, MD, MS, NE, NH, OR, PA, WA – Company 01 and 02 only. (Company 29"]
[null,"has expired for these states.)"]
[]
[null,"Rate Non-owned/Hired Auto only on Package quotes/policies – using CA form #"]
[null,"not Lexington form # )"]
[]
[null,"IM Rating  (Slot Rating) and attaché Slot Rating worksheets in Section 1 of policy"]
[null,"file"]
[]
[null,"Print Worksheets"]
[]
[null,"Refer to U/W (Pricing and Quotation)"]
[]
[null,"Bound – Issue Binder"]
[]
[null,"Invoice Premium in AmLINK:  Mail Invoice to Producer / E-Mail to Producer"]
[]
[null,"Issue Policy in COVERALL"]
[]
[null,"Set up Policy Files:  ",null,"Package Policies – Green"]
[null,null,null,"Automobile Policies – Blue"]
[null,null,null,"Umbrella Policies – Red"]
[null,null,null,"Named Insured on Policy File"]
[null,null,null,"Policy #"]
[null,null,null,"# of Days Pre-Renewal Notice by State"]
[null,null,null,"# of Files per account (i.e.  1 of 3, 2 of 3, 3 of 3)"]
[null,null,null,"Assemble information in Policy File according to CHARTIS"]
[null,null,null,"guidelines."]
[]
[null,"Receive Output:  ",null,"Assemble Policy and add stuffers, etc."]
[null,null,null,"Mail Producer/Insured copies to Producer."]
[]
[null,"TRIA -  Attach 96556 (02-08)(Package and Umbrella only policies – rated in COVERALL)"]
[]
[null,"Update AmLink/E-Start"]
[]
[null,"Check Countersignature (States that require countersignature – FL, NH, NV, MS)"]
[]
[null,"Enter VINs in ALIR database"]
[]
[null,"Add Auto (DMV Proof of Coverage ((86980 11/04))"]
[]
[null,"Add FL / MO (Addendum to Declarations ((74825 0201 & 77846 0301))"]
[]
[null,"Add 90231 12/05 - FL Notice of Loss Control Services"]
[]
[null,"Add PRG9204 (03-10), LA Fire/Comm Property Policyholder Notice"]
[]
[null,"Add 91222 12/09 – Policyholder Notice (All Policies)"]
[]
[null,"Add  89644 07/05 – Coverage Territory Endorsement (All Policies)"]
[]
[null,"OH Stop Gap – Effective 5/20/09, Form # 100937 (01-09) replaces CG0441"]
[null,"(12-04) when providing Stop Gap coverage in the state of OH."]
[]
[null,"Add TX Notices – 94396 04/07 (Admitted) & 56668 04/07 (Surplus Lines)"]
[]
[null,"Workers Compensation – send to Chartis or rate in Meadowbrook"]
[]
[null,"New Producer Packet – request from Pat Young"]
[]
[null,"New Hampshire UM Rejection Form must be obtained on new policies as of"]
[null,"2007-09-11"]
[]
[null,"Delete ISO form IL or CP cancellation notice for NV and PA – substitute 52160"]
[null,"04/07 (NV) and 52165 06/07 (PA)"]
[]
[null,"LA Umbrella UM form 62596 mandatory if insured elects coverage"]
[]
[null,"Auto Broad Form Enhancement  - Form 102092 (11-09) – A (Silver) 1% of"]
[null,"final  Liability and Physical Damage premium.  Form 102093 (11-09) – B (Gold)"]
[null,"1.5% of final Liability and Physical Damage premium.  Approved in the"]
[null,"Following states:  AL, DE, DC, GA, ID, IL, IN, IA, KIS, KY, ME, MI, MN, MS,"]
[null,"MO, NE, NV, NJ, NM, ND, OH, OK, OR, PA, RI, SD, TN, TX, UT, VT, WA &"]
[null,"WI .  If using this form in ME, you must attach IL 0189 (09-07),  Maine Changes"]
[null,"–  Concealment, Misrepresentation or Fraud.  Laurie to advise when to use"]
[null,"     "]
[null,"Fungus Exclusion:  ",null,"78689 07/03 all states except GA, KS, LA, MA, NH,VT,VA, WA"]
[null,null,null,"CG2167 12/04 - GA, KS, LA, NH, VT, VA"]
[null,null,null,"79277 02/04 – WA"]
[null,null,null,"79379 04/02 – MA"]
[null,null,null,"No Fungus Exclusion in NY, AK"]
[null,"Do not attach if form 86563 is used"]
[]
[null,"Coinsurance Contract Stamp – If any Building or Business Income coverage does "]
[null,"not have Agreed Value indicated, must stamp policy with Coinsurance Contract"]
[null,"Stamp"]
[]
[null,"Coinsurance Clause Stamp – South Carolina only – If any Building or Business"]
[null,"Income coverage does not have Agreed Valued indicated, must stamp policy with"]
[null,"Coinsurance Clause Stamp"]
[]
[null,"Nevada Auto ID Cards  (100825 08-09) – Access via AccessAIG website  through"]
[null,"www.accessaig.com",null," (download template).  Use Avery Card Stock 5889 paper"]
[]
[null,"Key Forms to be attached to Dashboard in Coverall (any manuscript form"]
[null,"requiring typing + any form not supported by Coverall i.e 61712; 87573).  If"]
[null,"policies have been modified in any way (i.e. Surplus Lines policies that we have to"]
[null,"paste a label for the Agency Name:  AmWINS Program Underwriters, Inc. , etc.),"]
[null,"we need to attach a copy of the modified document to the Coverall dashboard (i.e."]
[null,"Complete 02-LX-420000052-0-00)"]
[]
[null,"Attach new Signature Page 78711 10/10"]
[]
[null,"Send AmWINS Stuffer with Insured/Producer’s Copy of Policy"]
[]
[null,"Umbrella Policies not written in Coverall (e-Excess – AIG Berkley Heights"]
[null,"or Atlanta) – Set up electronic folder and put a PDF copy of the policy in"]
[null,"the G drive and e-mail Insured’s and Producer’s copy of policy to the producer"]
[]
[null,"Save a copy of policies in “G” drive under Account Name/Policy File"]
[]
[null,"Save a copy of the Insured’s policy in AmLINK under Account Name/Policy"]
[null,"Documents"]
[]
[null,"Add wording on Package quotes/policies (new and renewals):  “Additional"]
[null,"coverages & terms apply.  See forms list attached.”"]
[]
[null,"Commercial Automobile Physical Damage deductibles – need to be a"]
[null,"minimum of $1,000"]
[]
[null,"Umbrella policies – when Employers’ Liability  (Workers Compensation) is not"]
[null,"scheduled, attach 62279 (03-95), Employers’ Liability Exclusion"]
[]
[null,"Attach Chartis “Stuffer”"]
[]
[null,"Effective immediately, attach MI Addendum To the Declarations – PRG3356"]
[null,"(10-09) to all admitted policies that have the state of Michigan."]
[]
[null,"Effective 1/1/10, attach Addendum to the Declaration Page – KY Local"]
[null,"Government Premium Tax Disclosure Form (100668 11/08) when policy"]
[null,"includes KY exposures or domiciled locations.  Verify the municipality and/or"]
[null,"city, county and premium taxes where LGPT taxes are to be paid by obtaining"]
[null,"a Riskmeter report – select the city, county and premium tax and insert results"]
[null,"into Coverall for correct premium to be determined.  Place a copy of the"]
[null,"Riskmeter report in the file."]
[]
[null,"Effective immediately, attach PRG7003 (11-09), Estimated Taxes, Assessments"]
[null,"and Surcharges to all Admitted and Non-Admitted policies."]
[]
[null,"Inflation Guard – when Business Personal Property includes an Inflation Guard,"]
[null,"an extra step is required when processing all quotes – do a “finish all” on all"]
[null,"quotes in order for the system to correctly calculate the theft increment."]
[]
[null,"Effective 1/1/10, new Crime screens replace existing crime screens in all states"]
[null,"except for the state of CA.  The number of ratable employees is now required for"]
[null,"Inside the Premises – Theft & Robbery and Outside the Premises – Theft &"]
[null,"Robbery."]
[null,"             "]
[null,"Automobile Schedule Rating –"]
[null,null,"1.      If 10 units or less"]
[null,null,"2.      Check for schedule mods"]
[null,null,"3.      If schedule mods applied  - use worksheet and attach to quote/policy file"]
[null,null,"4.      If we have 10 units or less with no schedule mods – we will not need to do"]
[null,null,"      anything (mod on auto worksheet will show 1.00)"]
[]
[null,"Maximum debit/credit screens for Automobile will appear when schedule"]
[null,"credit/debits  exceed guidelines of the Auto Rating Plan.  ISO plan applies in all"]
[null,"states with maximum credit or debit 25% except:  GA & NY – maximum credit/"]
[null,"debit is 15%; Schedule rating not applicable in HI, NE (eliminated 1/1/01) &"]
[null,"TX; AZ – separate ISO plan applies: certain New Hampshire Company"]
[null,"exceptions in ID, NV, NC, TN & VA"]
[]
[null,"Add 97080 (04-08) – Amendatory Endorsement when form 64543 (12-04) is on"]
[null,"Property."]
[]
[null,"Add 102158 (05-10) – Crisis Response Coverage Extension Endorsement to"]
[null,"General Liability for all states except FL, KS, TX, VA"]
[]
[null,"Add 102211 (06-10) – MO Crisis Response Coverage Extension Endorsement to"]
[null,"General Liability"]
[]
[null,"Add 102213 (06-10) – NY Crisis Response Coverage Extension Endorsement to"]
[null,"General Liability"]
[]
[null,"Provide $50,000 Business Income 1/3 Monthly Limitation; 72 hour deductible at"]
[null,"each location for NAB Members only."]
[]
[null,"Provide $50,000 Mobile Equipment to Inland Marine for NAB Members only."]
[]
[null,"Add 83725 (09-04) – Accident Insurance Endorsement to General Liability for"]
[null,"NAB Members only (effective 8/11/10) for all approved states except IL, KY,"]
[null,"MO, NH, VT"]
[]
[null,"Add 87368 (12-05) – IL Accident Insurance Endorsement to General Liability"]
[null,"for NAB Members only."]
[]
[null,"Add 87440 (02-05) – KY Accident Insurance Endorsement to General Liability"]
[null,"for NAB Members only."]
[]
[null,"Add 87493 (03-05) – MO Accident Insurance Endorsement to General Liability"]
[null,"for NAB Members only."]
[]
[null,"Add 87641 (04-05) – NH Accident Insurance Endorsement to General Liability"]
[null,"for NAB Members only."]
[]
[null,"Add 87490 (02-05) – VT Accident Insurance Endorsement to General Liability"]
[null,"for NAB Members only."]
[]
[null,"Add CG2504 (05-09) – Designed Location(s) General Aggregate Limit to"]
[null,"General Liability for NAB Members only."]
[]
[null,"Add 102093 (11-09) – Business Auto Broad Form Endorsement – Form B to"]
[null,"Automobile for NAB Members only."]
[]
[null,"Minimum Premium - $1250 for NAB Members only."]
[]
[null,"Pay Plans available for NAB Members only."]
[]
[null,"Loss Control – on line risk management for NAB Members only."]
[]
[null,"Quoted But Lost Tracking – Enter in G drive @G:/Broadcasting/Marketing.  "]
[null,"Put information in the various columns (B, C, D, etc.) and save"]
[]
[null,"Request 3 sets of WC Posting Notices from"]
[null,"BillR.O’Donnell@chartisinsurance.com per state and mail with WC policies"]
[]
[null,"Set up Accounts in G drive with the following folders"]
[null,"Rating"]
[null,"Losses"]
[null,"Correspondence"]
[null,"UW Doc"]
[null,"Application"]
[null,"Policy"]
[null,"Miscellaneous"]
[null,"Key Forms"]
[]
[null,"Return to Account Executive"]
[]
[null,"AIG AUTHORITY CHECKLIST"]
[]
[null,"1. PREMIUM-> 50k per LOB ( except 10k for CRIME) and 150k total account"]
[null,"2. LIMITS OF LIABILITY-15M Amount Subject/OCN 50k ( not counting MBE)"]
[null,"3. PROPERTY PERILS-1M F/EQ ( MMI 1-6); Zone C or better & 25k ded"]
[null,"4. PRICING-rule 34 or 15 if needed; composite rating"]
[null,"5. COVERAGES-EPLI, Liquor Law in “high hazard” states (?)"]
[null,"6. TERMS/CONDITIONS-loss limits/manuscript end’ts, back dating > 5 days"]
[null,"7. PRICING TECHNIQUES-rate guarantees, etc"]
[null,"8. ELIGIBILITY REQUIREMENTS-Networks, Towers Only, Towers > 30 years, > 1500’"]
[null,"9. U/W CRITERIA-3 years loss history, LR > 35%"]
[null,"10. QUOTES-issued in writing"]
[null,"11. BINDERS-disclaimer on binder document provided"]
[null,"12. MINIMUM REQUIREMENTS IN FILE-"]
[null,"Dec page"]
[null,"Forms list"]
[null,"Rating & IRPM justifications"]
[null,"Apps"]
[null,"Quotes/proposals/binders"]
[null,"Inspections"]
[null,"All correspondence- coverage/premium/referrals"]
[null,"Premium audits"]
[null,"Mid term end’ts, NOC’s, A/I’s, certs, renewal/nonrenewal notices"]
[null,"13. SPECIFIC U/W GUIDELINES-PROPERTY/INLAND MARINE QWIKNOTES"]
[null,"COPE each location"]
[null,"Off Premises:  500,000/50,000 PD/BI; no overhead T-lines, Dist. Lines, Comm"]
[null,"ASFD"]
[null,"Unnamed Locations/Vacant Property"]
[null,"Agreed Amt=signed SOV and BI worksheet prior to removal of coinsurance"]
[null,"AS=age, type, maintenance, water supply ( private/public);  < 65 = NS"]
[null,"Bldgs > 20 years- updated; max ord/law 500k if no info on file"]
[null,"ITV- (? Value > 750k) check coverall; document/suspense etc"]
[null,"BI worksheet – value > 500k (if loc not covered, specifically exclude)"]
[null,"Blanket- requires signed sov; can’t combine PD and BI at one location"]
[null,"CAT/RIKSMETER INFO"]
[null,"EQ= < MMI 7 w/25k ded or ISO % ded"]
[null,"Riskmeter:  AK, ARK, CA, HI, IL, IN, KY, MS, MO, NV, OR, SC, TN, UT, WA"]
[null,"FLOOD:  .015-.018 rate/$100 TIV-"]
[null,"Tornado/Hail= refer to riskmeter ( 4/5- need info on roof/losses if any)"]
[null,"WIND= refer to qwiknotes"]
[null,"14. CRIME-c/signature 2 persons, audited by CPA"]
[null,"15. AUTO-No type A convictions"]
[null,"16. UMB- minimum 1M underlying w/A-VII rated carrier"]
[null,"17. LOSS CONTROL- all NEW BIZ and every 3 years;  - within 7 days "]
[null,"    of eff date and reviewed w/in 7 days of receipt."]

{"sheet":"Renewal Business Checklist","index":10,"n_rows":127,"n_cols":3,"rows_kept":127,"cut":false,"hidden":true,"merged":[]}
[null,"BPP RENEWAL CHECKLIST/PROCESS"]
[null,"CHARTIS RENEWALS 2011"]
[]
[]
[null,"2011-12 FILE FOLDER SET UP / BPP CHECKLIST"]
[null,"Pull File 90-120 days ahead of time."]
[null,"Pull Renewal Rating by 75 days from X date."]
[null,"Set up 2005-Account Folder-attach “TAB” paper to side 1, 3 & 6."]
[null,"Premium & Loss Summary (Required on Accounts with written premium $50,000 and greater)"]
[]
["1)","CHARTIS Bulletins – checklist found in G/Broadcasting/2005 Renewals/2005 Ren Docs; check to see what is applicable, if any, indicate Bulletin #."]
[]
["2)","NY Audit (Eff. 5/1/07 – Send NY GL Premium Audit Letter/Mail Audit form on headquartered accounts in NY with GL premium between $1,500. - $10,000.)"]
[]
["3)"," New Hampshire UM Rejection Form must be obtained on renewal policies as of 9/11/07."]
[]
["4)","Effective 12/01/07, include Equipment Breakdown coverage on all policies.  $400 minimum premium applies (do not use $250 minimum premium per location)"]
[]
["5)","Nevada Auto ID Cards (100825 08-09) – Access via AccessAIG website through www.accessaig.com (download template).  Use Avery Card Stock 5889 paper"]
[]
["6)","Key Forms to be attached to Dashboard in Coverall (any manuscript form requiring typing + any form not supported by Coverall i.e. 61712; 87573).  If policies have been modified  in any way (i.e. Surplus Lines policies that we have to  paste a label for the Agency Name:  AmWINS Program Underwriters, etc.), we need to attach a copy of the modified document to the Coverall dashboard (i.e. Complete 02-LX-420000052-0-00)"]
[]
["7)","Attach new Signature Page 78711 10/10"]
[]
["8)","Effective 8/3/09, Installment Billing is required in Coverall for Direct Bill policies.  The pay plans available is DBS M8-25 (Monthly), DBS Q3-40 (Quarterly) or FP (Full Pay) which applies to endorsements."]
[]
["9)","Effective 1/1/10, Installment Billing is available for Agency Bill but will be reserved for larger accounts."]
[]
["10)","OH Stop Gap – Effective 5/20/09, Form # 100937 (01-09) replaces CG0441 (12-04) when providing Stop Gap coverage in the state of OH."]
[null,"      "]
["11)","Effective 5/2/09, the following states have been updated to correct Admitted Writing Companies for Umbrella:  MA, NM, OH, TX – Company 29 only. (Companies 01 and 02 have expired for these states.) AK, CO, DE, FL, GA, ID, KS, MD, MS, NE NH, OR, PA, WA – Company 01 and 02 only.  (Company 29 has expired for these states.)"]
[]
["12)","Automobile Schedule Rating –"]
[null,"      a.  If 10 units or less"]
[null,"      b.  Check for schedule mods"]
[null,"      c.  If schedule mods applied – use worksheet and attach to quote/policy file"]
[null,"      d.  If we have 10 units or less with no schedule mods – we will not need to do"]
[null,"           anything (mod on auto worksheet will show 1.00)"]
[]
["13)","Commercial Automobile Physical Damage deductibles – need to be a minimum of $1000 "]
[]
["14)"," Attach Chartis “Stuffer”"]
[]
["15)"," Effective 10/1/09, amend GL to “Waive” the audit."]
[]
["16)","Effective 9/17/09, MD requires a renewal premium increase regardless of percent of increase.  Notice must be sent to Insured and Producer not later than 45 days prior to renewal.  The notice must include both the expiring and renewal premium.  Also the phone # of Producer/Carrier must be included."]
[]
["17)","Effective 1/1/10, attach Addendum to the Declarations Page –KY Local Government Premium Tax Disclosure Form (100668 11/08) when policy includes KY exposures or domiciled locations.  Verify the municipality and/or city, county and premium taxes where LGPT taxes are to be paid by obtaining a Risk Meter report – select the city, county and premium tax and insert results into Coverall for correct premium to be determined.  Place a copy of the Riskmeter report in the file.  On renewals, delete old screens for KY municipal taxes for Property, GL, Crime, Inland Marine and Auto."]
[]
["18)","Inflation Guard – when Business Personal Property includes an Inflation Guard, an extra step is required when processing all quotes – do a “finish all” on all quotes in order for the system to correctly calculate the theft increment."]
[]
["19)","Effective 1/1/10, new Crime screens replace existing crime screens in all states except for the state of CA.  The number of ratable employees is now required for Inside the Premises – Theft & Robbery and Outside the Premises – Theft & Robbery."]
[]
["20)"," Property Terrorism Coverage – Zip Codes requiring referral and approval: NY, MA, IL, CO & CA"]
[]
["21)","Need accurate construction, # of stores, occupancy, building age, square footage (area) – Request if not given on application."]
[]
["22)"," Location Data Entry – 1st Field:  Street Address"]
[null,"                                   2nd  & 3rd Field:   City"]
[null,"                                   4th Field:  State & Zip Code"]
[]
["23)","Auto Broad Form Enhancement – Form 102092 (11-09) – A (Silver) 1% of final Liability and Physical Damage premium.  Form 102093 (11-09) – B (Gold) 1.5% of final Liability and Physical Damage premium.  Approved in the following states:  AL, DE, DC, GA, ID, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, NE, NV, NJ, NM, ND, OH, OK, OR, PA, RI, SD, TN, TX, UT, VT, WA & WI.  If using this form in ME, you must attach IL 0189 (09-07), Maine Changes – Concealment, Misrepresentation or Fraud.  Laurie to advise when to use.  Replaces 66076"]
[]
["24)","Effective 12/1/09 Rhode Island requires 60 days prior to expiration written notice of Cancellation, notice of non-renewal and notice any premium increase; further specify that the exact renewal premium must be included in such notice."]
[]
["25)","Maximum debit/credit screens for Automobile will appear when schedule credit/debits exceed guidelines of the Auto Rating Plan.  ISO plan applies in all states with maximum credit or debit 25% except :  GA & NY – maximum credit/debit is 15%; Schedule rating not applicable in HI, NE (eliminated 1/1/01) & TX; AZ – separate ISO plan applies; certain New Hampshire Company exceptions in: ID, NV, NC, TN & VA"]
[null,null," "]
[null,"COVERALL: RENEWAL PREMIUM"]
[]
["Ö","CHARTIS- Price per expiring – rate in Coverall per expiring; then experience rate if eligible; attach CHARTIS forms per current BPP forms list."]
["Ö","Increase  Building values 7% if > $750,000."]
[null,"  "]
[null,"Countersignature (States that require countersignature – FL, NH, NV, MS)"]
[]
[null,"Update Quote Letter in AmLINK with current renewal premium/surcharges"]
[null," "]
[null,"Complete ALIR where applicable"]
[]
[null,"Update AmLink/E-Start"]
[]
[null,"Issue Policy in Coverall /  Mail Policy"]
[]
[null,"Set up Policy Files :  "]
[null,"Package Policies – Green (Non NAB Members)"]
[null,"Package Policies – Yellow (NAB Members)"]
[null,"Automobile – Blue"]
[null,"Umbrella – Red"]
[null,"Name Insured on Policy File"]
[null,"Policy Number"]
[null,"Broker Name"]
[null," # of Days Pre-Renewal Notice by State"]
[null,"# of Files per account (i.e. 1 of 3, 2 of 3, 3 of 3)"]
[null,"Assemble information in Policy File according to Chartis guidelines"]
[]
[null,"Coinsurance Contract Stamp – If any Building or Business Income coverage does not have Agreed Value indicated, must stamp policy with Coinsurance Contract Stamp"]
[]
[null,"Coinsurance Clause Stamp – South Carolina only – If any Building or Business Income coverage does not have Agreed Valued indicated, must stamp policy with Coinsurance Clause Stamp"]
[]
[null,"Send 1 AmWINS Stuffer with Agent’s Copy of Policy (per account)"]
[]
[null,"Attach all other  “Stuffers” to Insured/Agent policies"]
[]
[null,"Umbrella Policies not written in Coverall (e-Excess - AIG Berkley Heights or Atlanta ) -  Set up electronic folder and put a PDF copy of the policy in  the G drive and e-mail Insured’s and Producer’s copy of policy to the producer"]
[]
[null,"Save copy of Policies in “G” drive under Account Name/Policy File"]
[]
[null,"Save a copy of the Insured’s policy in AmLINK under Account Name/Policy Documents"]
[]
[null,"Add wording on Package quote/policies (new and renewals):  “Additional coverages & terms apply.  See forms list attached.”"]
[]
[null,"Attach slot rating worksheets for Inland Marine rating in Section 1 of  policy file"]
[]
[null,"Suspense WC file 90 days for audit; keep suspending until rec’d"]
[]
[null,"Request 3 sets of WC Posting Notices from BillR.O’Donnell@chartisinsurance.com per state and mail with WC policies"]
[]
[null,"Quoted But Lost Tracking – Enter in G drive @G:/Broadcasting/Marketing. Put information in the various columns (B, C, D, etc.) and save"]
[]
[null,"Set up Accounts in G drive with the following folders:  "]
[null,"Rating"]
[null,"Losses"]
[null,"Correspondence"]
[null,"UW Doc"]
[null,"Application"]
[null,"Policy"]
[null,"Miscellaneous"]
[null,"Key Forms"]

{"sheet":"Loc 1","index":11,"n_rows":127,"n_cols":25,"rows_kept":127,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C7","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A7","v":1},null,"Equipment",{"$f":"'Data Base'!R7","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S7","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G7","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T7","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H7","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W7<=25000,0,'Data Base'!W7-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X7<=25000,0,'Data Base'!X7-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I7=\"\",1,'Data Base'!I7)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q7","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J7","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y7)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z7)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA7)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V7)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U7<=25000,0,'Data Base'!U7-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,"AOP Deductible Options"]
[null,null,null,null,null,null,null,null,null,null,500]
[null,null,null,null,null,null,null,null,null,null,1000]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,75000]
[]
[null,null,null,null,null,null,null,null,null,null,"BI Deductible Options"]
[null,null,null,null,null,null,null,null,null,null,24]
[null,null,null,null,null,null,null,null,null,null,48]
[null,null,null,null,null,null,null,null,null,null,72]
[]
[null,null,null,null,null,null,null,null,null,null,"Occupancy Options"]
[null,null,null,null,null,null,null,null,null,null,"Studio"]
[null,null,null,null,null,null,null,null,null,null,"Transmitter Site"]
[null,null,null,null,null,null,null,null,null,null,"Other"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,"Coinsurance Options"]
[null,null,null,null,null,null,null,null,null,null,1]
[null,null,null,null,null,null,null,null,null,null,0.9]
[null,null,null,null,null,null,null,null,null,null,0.8]

{"sheet":"Loc 2","index":12,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C8","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A8","v":2},null,"Equipment",{"$f":"'Data Base'!R8","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S8","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G8","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T8","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H8","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W8<=25000,0,'Data Base'!W8-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X8<=25000,0,'Data Base'!X8-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I8=\"\",1,'Data Base'!I8)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q8","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J8","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y8)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z8)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA8)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V8)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U8<=25000,0,'Data Base'!U8-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 3","index":13,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C9","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S9","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G9","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T9","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H9","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W9<=25000,0,'Data Base'!W9-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X9<=25000,0,'Data Base'!X9-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I9=\"\",1,'Data Base'!I9)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q9","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J9","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y9)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z9)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA9)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V9)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U9<=25000,0,'Data Base'!U9-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 4","index":14,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C10","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S10","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G10","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T10","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H10","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W10<=25000,0,'Data Base'!W10-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X10<=25000,0,'Data Base'!X10-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I10=\"\",1,'Data Base'!I10)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q10","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J10","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y10)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z10)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA10)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V10)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U10<=25000,0,'Data Base'!U10-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 5","index":15,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C11","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S11","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G11","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T11","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H11","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W11<=25000,0,'Data Base'!W11-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X11<=25000,0,'Data Base'!X11-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I11=\"\",1,'Data Base'!I11)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q11","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J11","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y11)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z11)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA11)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V11)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U11<=25000,0,'Data Base'!U11-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 6","index":16,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C12","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A12","v":6},null,"Equipment",{"$f":"'Data Base'!R12","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S12","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G12","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T12","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H12","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W12<=25000,0,'Data Base'!W12-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X12<=25000,0,'Data Base'!X12-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I12=\"\",1,'Data Base'!I12)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q12","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J12","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y12)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z12)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA12)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V12)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U12<=25000,0,'Data Base'!U12-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 7","index":17,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C13","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S13","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G13","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T13","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H13","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W13<=25000,0,'Data Base'!W13-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X13<=25000,0,'Data Base'!X13-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I13=\"\",1,'Data Base'!I13)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q13","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J13","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y13)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z13)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA13)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V13)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U13<=25000,0,'Data Base'!U13-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 8","index":18,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C14","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S14","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G14","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T14","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H14","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W14<=25000,0,'Data Base'!W14-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X14<=25000,0,'Data Base'!X14-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I14=\"\",1,'Data Base'!I14)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q14","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J14","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y14)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z14)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA14)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V14)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U14<=25000,0,'Data Base'!U14-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 9","index":19,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C15","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A15","v":9},null,"Equipment",{"$f":"'Data Base'!R15","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S15","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G15","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T15","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H15","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W15<=25000,0,'Data Base'!W15-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X15<=25000,0,'Data Base'!X15-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I15=\"\",1,'Data Base'!I15)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q15","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J15","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y15)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z15)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA15)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V15)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U15<=25000,0,'Data Base'!U15-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 10","index":20,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C16","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A16","v":10},null,"Equipment",{"$f":"'Data Base'!R16","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S16","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G16","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T16","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H16","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W16<=25000,0,'Data Base'!W16-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X16<=25000,0,'Data Base'!X16-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I16=\"\",1,'Data Base'!I16)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q16","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J16","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y16)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z16)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA16)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V16)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U16<=25000,0,'Data Base'!U16-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 11","index":21,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C17","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S17","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G17","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T17","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H17","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W17<=25000,0,'Data Base'!W17-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X17<=25000,0,'Data Base'!X17-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I17=\"\",1,'Data Base'!I17)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q17","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J17","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y17)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z17)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA17)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V17)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U17<=25000,0,'Data Base'!U17-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 12","index":22,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C18","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S18","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G18","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T18","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H18","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W18<=25000,0,'Data Base'!W18-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X18<=25000,0,'Data Base'!X18-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I18=\"\",1,'Data Base'!I18)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q18","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J18","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y18)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z18)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA18)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V18)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U18<=25000,0,'Data Base'!U18-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 13","index":23,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C19","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A19","v":13},null,"Equipment",{"$f":"'Data Base'!R19","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S19","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G19","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T19","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H19","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W19<=25000,0,'Data Base'!W19-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X19<=25000,0,'Data Base'!X19-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I19=\"\",1,'Data Base'!I19)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q19","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J19","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y19)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z19)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA19)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V19)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U19<=25000,0,'Data Base'!U19-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 14","index":24,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C20","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S20","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G20","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T20","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H20","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W20<=25000,0,'Data Base'!W20-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X20<=25000,0,'Data Base'!X20-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I20=\"\",1,'Data Base'!I20)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q20","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J20","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y20)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z20)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA20)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V20)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U20<=25000,0,'Data Base'!U20-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 15","index":25,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C21","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S21","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G21","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T21","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H21","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W21<=25000,0,'Data Base'!W21-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X21<=25000,0,'Data Base'!X21-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I21=\"\",1,'Data Base'!I21)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q21","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J21","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y21)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z21)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA21)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V21)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U21<=25000,0,'Data Base'!U21-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 16","index":26,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C22","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S22","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G22","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T22","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H22","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W22<=25000,0,'Data Base'!W22-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X22<=25000,0,'Data Base'!X22-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I22=\"\",1,'Data Base'!I22)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q22","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J22","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y22)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z22)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA22)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V22)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U22<=25000,0,'Data Base'!U22-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 17","index":27,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C23","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A23","v":17},null,"Equipment",{"$f":"'Data Base'!R23","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S23","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G23","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T23","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H23","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W23<=25000,0,'Data Base'!W23-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X23<=25000,0,'Data Base'!X23-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I23=\"\",1,'Data Base'!I23)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q23","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J23","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y23)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z23)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA23)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V23)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U23<=25000,0,'Data Base'!U23-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 18","index":28,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C24","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S24","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G24","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T24","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H24","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W24<=25000,0,'Data Base'!W24-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X24<=25000,0,'Data Base'!X24-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I24=\"\",1,'Data Base'!I24)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q24","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J24","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y24)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z24)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA24)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V24)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U24<=25000,0,'Data Base'!U24-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 19","index":29,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C25","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S25","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G25","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T25","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H25","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W25<=25000,0,'Data Base'!W25-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X25<=25000,0,'Data Base'!X25-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I25=\"\",1,'Data Base'!I25)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q25","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J25","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y25)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z25)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA25)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V25)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U25<=25000,0,'Data Base'!U25-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 20","index":30,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C26","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S26","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G26","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T26","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H26","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W26<=25000,0,'Data Base'!W26-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X26<=25000,0,'Data Base'!X26-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I26=\"\",1,'Data Base'!I26)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q26","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J26","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y26)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z26)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA26)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V26)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U26<=25000,0,'Data Base'!U26-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 21","index":31,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C27","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S27","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G27","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T27","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H27","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W27<=25000,0,'Data Base'!W27-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X27<=25000,0,'Data Base'!X27-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I27=\"\",1,'Data Base'!I27)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q27","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J27","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y27)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z27)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA27)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V27)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U27<=25000,0,'Data Base'!U27-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 22","index":32,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C28","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S28","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G28","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T28","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H28","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W28<=25000,0,'Data Base'!W28-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X28<=25000,0,'Data Base'!X28-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I28=\"\",1,'Data Base'!I28)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q28","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J28","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y28)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z28)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA28)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V28)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U28<=25000,0,'Data Base'!U28-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 23","index":33,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C29","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S29","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G29","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T29","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H29","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W29<=25000,0,'Data Base'!W29-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X29<=25000,0,'Data Base'!X29-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I29=\"\",1,'Data Base'!I29)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q29","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J29","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y29)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z29)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA29)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V29)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U29<=25000,0,'Data Base'!U29-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 24","index":34,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C30","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S30","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G30","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T30","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H30","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W30<=25000,0,'Data Base'!W30-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X30<=25000,0,'Data Base'!X30-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I30=\"\",1,'Data Base'!I30)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q30","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J30","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y30)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z30)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA30)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V30)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U30<=25000,0,'Data Base'!U30-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 25","index":35,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C31","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S31","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G31","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T31","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H31","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W31<=25000,0,'Data Base'!W31-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X31<=25000,0,'Data Base'!X31-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I31=\"\",1,'Data Base'!I31)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q31","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J31","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y31)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z31)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA31)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V31)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U31<=25000,0,'Data Base'!U31-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 26","index":36,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C32","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S32","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G32","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T32","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H32","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W32<=25000,0,'Data Base'!W32-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X32<=25000,0,'Data Base'!X32-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I32=\"\",1,'Data Base'!I32)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q32","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J32","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y32)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z32)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA32)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V32)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U32<=25000,0,'Data Base'!U32-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 27","index":37,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C33","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S33","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G33","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T33","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H33","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W33<=25000,0,'Data Base'!W33-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X33<=25000,0,'Data Base'!X33-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I33=\"\",1,'Data Base'!I33)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q33","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J33","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y33)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z33)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA33)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V33)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U33<=25000,0,'Data Base'!U33-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 28","index":38,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C34","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S34","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G34","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T34","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H34","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W34<=25000,0,'Data Base'!W34-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X34<=25000,0,'Data Base'!X34-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I34=\"\",1,'Data Base'!I34)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q34","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J34","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y34)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z34)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA34)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V34)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U34<=25000,0,'Data Base'!U34-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 29","index":39,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C35","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S35","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G35","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T35","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H35","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W35<=25000,0,'Data Base'!W35-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X35<=25000,0,'Data Base'!X35-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I35=\"\",1,'Data Base'!I35)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q35","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J35","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y35)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z35)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA35)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V35)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U35<=25000,0,'Data Base'!U35-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 30","index":40,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C36","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S36","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G36","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T36","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H36","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W36<=25000,0,'Data Base'!W36-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X36<=25000,0,'Data Base'!X36-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I36=\"\",1,'Data Base'!I36)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q36","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J36","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y36)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z36)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA36)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V36)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U36<=25000,0,'Data Base'!U36-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 31","index":41,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C37","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S37","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G37","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T37","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H37","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W37<=25000,0,'Data Base'!W37-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X37<=25000,0,'Data Base'!X37-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I37=\"\",1,'Data Base'!I37)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q37","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J37","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y37)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z37)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA37)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V37)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U37<=25000,0,'Data Base'!U37-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 32","index":42,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C38","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S38","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G38","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T38","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H38","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W38<=25000,0,'Data Base'!W38-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X38<=25000,0,'Data Base'!X38-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I38=\"\",1,'Data Base'!I38)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q38","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J38","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y38)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z38)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA38)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V38)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U38<=25000,0,'Data Base'!U38-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 33","index":43,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C39","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S39","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G39","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T39","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H39","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W39<=25000,0,'Data Base'!W39-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X39<=25000,0,'Data Base'!X39-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I39=\"\",1,'Data Base'!I39)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q39","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J39","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y39)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z39)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA39)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V39)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U39<=25000,0,'Data Base'!U39-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 34","index":44,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C40","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S40","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G40","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T40","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H40","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W40<=25000,0,'Data Base'!W40-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X40<=25000,0,'Data Base'!X40-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I40=\"\",1,'Data Base'!I40)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q40","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J40","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y40)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z40)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA40)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V40)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U40<=25000,0,'Data Base'!U40-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 35","index":45,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C41","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S41","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G41","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T41","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H41","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W41<=25000,0,'Data Base'!W41-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X41<=25000,0,'Data Base'!X41-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I41=\"\",1,'Data Base'!I41)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q41","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J41","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y41)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z41)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA41)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V41)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U41<=25000,0,'Data Base'!U41-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 36","index":46,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C42","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S42","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G42","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T42","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H42","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W42<=25000,0,'Data Base'!W42-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X42<=25000,0,'Data Base'!X42-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I42=\"\",1,'Data Base'!I42)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q42","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J42","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y42)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z42)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA42)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V42)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U42<=25000,0,'Data Base'!U42-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 37","index":47,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C43","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S43","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G43","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T43","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H43","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W43<=25000,0,'Data Base'!W43-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X43<=25000,0,'Data Base'!X43-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I43=\"\",1,'Data Base'!I43)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q43","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J43","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y43)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z43)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA43)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V43)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U43<=25000,0,'Data Base'!U43-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 38","index":48,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C44","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S44","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G44","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T44","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H44","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W44<=25000,0,'Data Base'!W44-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X44<=25000,0,'Data Base'!X44-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I44=\"\",1,'Data Base'!I44)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q44","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J44","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y44)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z44)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA44)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V44)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U44<=25000,0,'Data Base'!U44-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 39","index":49,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C45","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S45","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G45","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T45","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H45","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W45<=25000,0,'Data Base'!W45-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X45<=25000,0,'Data Base'!X45-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I45=\"\",1,'Data Base'!I45)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q45","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J45","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y45)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z45)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA45)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V45)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U45<=25000,0,'Data Base'!U45-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 40","index":50,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C46","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S46","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G46","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T46","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H46","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W46<=25000,0,'Data Base'!W46-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X46<=25000,0,'Data Base'!X46-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I46=\"\",1,'Data Base'!I46)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q46","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J46","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y46)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z46)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA46)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V46)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U46<=25000,0,'Data Base'!U46-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 41","index":51,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C47","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S47","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G47","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T47","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H47","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W47<=25000,0,'Data Base'!W47-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X47<=25000,0,'Data Base'!X47-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I47=\"\",1,'Data Base'!I47)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q47","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J47","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y47)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z47)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA47)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V47)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U47<=25000,0,'Data Base'!U47-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 42","index":52,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C48","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S48","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G48","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T48","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H48","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W48<=25000,0,'Data Base'!W48-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X48<=25000,0,'Data Base'!X48-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I48=\"\",1,'Data Base'!I48)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q48","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J48","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y48)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z48)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA48)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V48)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U48<=25000,0,'Data Base'!U48-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 43","index":53,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C49","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S49","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G49","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T49","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H49","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W49<=25000,0,'Data Base'!W49-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X49<=25000,0,'Data Base'!X49-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I49=\"\",1,'Data Base'!I49)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q49","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J49","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y49)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z49)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA49)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V49)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U49<=25000,0,'Data Base'!U49-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 44","index":54,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C50","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S50","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G50","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T50","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H50","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W50<=25000,0,'Data Base'!W50-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X50<=25000,0,'Data Base'!X50-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I50=\"\",1,'Data Base'!I50)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q50","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J50","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y50)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z50)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA50)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V50)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U50<=25000,0,'Data Base'!U50-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 45","index":55,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C51","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
["Location #",{"$f":"'Data Base'!A51","v":45},null,"Equipment",{"$f":"'Data Base'!R51","v":""},null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,"Buildings",{"$f":"'Data Base'!S51","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G51","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T51","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H51","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W51<=25000,0,'Data Base'!W51-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X51<=25000,0,'Data Base'!X51-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I51=\"\",1,'Data Base'!I51)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q51","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J51","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y51)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z51)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA51)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V51)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U51<=25000,0,'Data Base'!U51-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 46","index":56,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C52","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S52","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G52","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T52","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H52","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W52<=25000,0,'Data Base'!W52-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X52<=25000,0,'Data Base'!X52-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I52=\"\",1,'Data Base'!I52)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q52","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J52","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y52)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z52)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA52)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V52)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U52<=25000,0,'Data Base'!U52-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 47","index":57,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C53","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S53","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G53","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T53","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H53","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W53<=25000,0,'Data Base'!W53-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X53<=25000,0,'Data Base'!X53-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I53=\"\",1,'Data Base'!I53)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q53","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J53","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y53)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z53)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA53)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V53)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U53<=25000,0,'Data Base'!U53-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 48","index":58,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C54","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S54","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G54","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T54","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H54","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W54<=25000,0,'Data Base'!W54-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X54<=25000,0,'Data Base'!X54-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I54=\"\",1,'Data Base'!I54)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q54","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J54","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y54)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z54)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA54)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V54)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U54<=25000,0,'Data Base'!U54-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 49","index":59,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C55","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S55","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G55","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T55","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H55","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W55<=25000,0,'Data Base'!W55-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X55<=25000,0,'Data Base'!X55-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I55=\"\",1,'Data Base'!I55)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q55","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J55","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y55)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z55)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA55)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V55)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U55<=25000,0,'Data Base'!U55-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"Loc 50","index":60,"n_rows":100,"n_cols":25,"rows_kept":100,"cut":false,"hidden":true,"merged":[]}
["NAB RATING WORKSHEET",null,null,null,{"$f":"TODAY()","v":"2017-06-05"}]
[]
["INSURED NAME",null,null,{"$f":"'Data Base'!C1","v":""}]
[]
["LOCATION ADDRESS",null,null,{"$f":"'Data Base'!C56","v":""},null,null,null,null,null,null,"Construction",null,"Protection Classes"]
[null,null,null,null,"Values"]
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[null,null,null,"Buildings",{"$f":"'Data Base'!S56","v":""}," (Include Imp & Bett values)",null,null,null,null,1,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.52300000000000002,0.55500000000000005,0.55500000000000005,0.55500000000000005,0.59499999999999997,0.59499999999999997,0.66100000000000003]
["Prot Class",{"$f":"'Data Base'!G56","v":0},null,"Bus Pers Prop",{"$f":"'Data Base'!T56","v":""}," (may include EDP values)",null,null,null,null,2,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Construction",{"$f":"'Data Base'!H56","v":0},null,"Portable Equip.",{"$f":"IF('Data Base'!W56<=25000,0,'Data Base'!W56-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,3,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["DED AMT",{"$f":"'Data Base'!B59","v":0},null,"Prop of Others",{"$f":"IF('Data Base'!X56<=25000,0,'Data Base'!X56-25000)","v":0}," (show value in excess of $25,000)",null,null,null,null,4,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["IRPM factor",{"$f":"'Data Base'!B73","v":0},null,null,null,"     x  rate","  x  opt Ded","final rate","  =Premium",null,5,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Wind Load",{"$f":"IF('Data Base'!I56=\"\",1,'Data Base'!I56)","v":1},null,"Total Values",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),E7+E10,SUM(E7:E11))","v":0},{"$f":"INDEX(K7:U13,B10+1,B9+1)*B12*B13*B14","v":0},{"$f":"HLOOKUP(B11,S43:Y44,2,FALSE)","v":0.44},{"$f":"G13*F13","v":0},{"$f":"ROUND(+E13*H13/100,0)","v":0},null,6,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.29799999999999999,0.33800000000000002,0.33800000000000002,0.33800000000000002,0.41,0.41,0.44900000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B75=1,1,IF('Data Base'!B75=0.9,1.05,IF('Data Base'!B75=0.8,1.1,0)))","v":0}]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium"]
["Tower Ded",{"$f":"'Data Base'!B60","v":0},null,"Towers/Antenna",{"$f":"'Data Base'!Q56","v":""},{"$f":"IF(E16=\"\",0,VLOOKUP(B17,K18:L20,2,FALSE))*HLOOKUP(B9,K24:T25,2,FALSE)*B12*B13*B18","v":0},{"$f":"HLOOKUP(B16,S43:Y45,3,FALSE)","v":0.44},{"$f":"G16*F16","v":0},{"$f":"ROUND(+E16*H16/100,0)","v":0},null,"Tower Height"]
["Tower Height",{"$f":"'Data Base'!J56","v":0}]
["Coinsurance",{"$f":"IF('Data Base'!B76=1,1,IF('Data Base'!B76=0.9,1.05,IF('Data Base'!B76=0.8,1.1,0)))","v":0},null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,"250' or less",1.5]
["EDP ded",{"$f":"'Data Base'!B61","v":0},null,"EDP hardware",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Y56)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"HLOOKUP(B19,S43:Y46,4,FALSE)","v":0.44},{"$f":"G19*F19","v":0},{"$f":"ROUND(+E19*H19/100,0)","v":0},null,"251 - 900'",1.1000000000000001]
["Coinsurance",{"$f":"IF('Data Base'!B77=1,1,IF('Data Base'!B77=0.9,1.05,IF('Data Base'!B77=0.8,1.1,0)))","v":0},null,"EDP media",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!Z56)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*B13*B20","v":0},{"$f":"G19","v":0.44},{"$f":"G20*F20","v":0},{"$f":"ROUND(+E20*H20/100,0)","v":0},null,"901 - 2000'",0.75]
[null,null,null,"EDP extra exp",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!AA56)","v":0},{"$f":"(+INDEX(K7:U13,B10+1,B9+1)+0.2)*B12*2.5*B13*B20","v":0},{"$f":"G20","v":0.44},{"$f":"G21*F21","v":0},{"$f":"ROUND(+E21*H21/100,0)","v":0}]
[]
[null,null,null,"Total EDP",{"$f":"SUM(E19:E21)","v":0},null,null,"Total EDP",{"$f":"SUM(I19:I21)","v":0},null,"Tower Protection Class"]
[null,null,null,null,null,null,null,null,null,null,1,2,3,4,5,6,7,8,9,10]
[null,null,null,null,"Values","     x  rate","  x  opt Ded","final rate","  =Premium",null,{"$f":"L10/$L10","v":1},1,1,1,1.1342281879194631,1.1342281879194631,1.1342281879194631,1.3758389261744965,1.3758389261744965,1.5067114093959733]
["BI Ded (hours)",{"$f":"'Data Base'!B69","v":0},null,"Bus. Interrupt.",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,'Data Base'!V56)","v":0}]
["choose 24, 48, 72",null,null,"Ext. Expense",{"$f":"IF(OR('Rating Summary'!M2=\"\",'Rating Summary'!M2=\"N\"),0,IF('Data Base'!U56<=25000,0,'Data Base'!U56-25000))","v":0}," (show value in excess of $25,000)"]
["Coinsurance",{"$f":"IF('Data Base'!B78=1,1,IF('Data Base'!B78=0.9,1.05,IF('Data Base'!B78=0.8,1.1,0)))","v":0},null,null,null,"     x  rate","  x  opt Ded",null,"  =Premium",null,"Flood Limit (occurrence / aggregate)"]
[null,null,null,"BI/EE values",{"$f":"SUM(E26:E27)","v":0},{"$f":"0.6*1.25*B28","v":0},{"$f":"IF(B26=72,0.9,IF(B26=48,0.95,1))","v":1},{"$f":"G29*F29","v":0},{"$f":"ROUND(+E29*H29/100,0)","v":0}]
[null,null,null,null,null,null,null,null,null,null,"$500k / $500k",8.0000000000000002E-3]
[null,null,null,null,null,null,null,null,null,null,"$1m / $1m",0.01]
[null,null,null,null,null,null,null,null,null,null,"$2.5m / $2.5m",1.15E-2]
[null,null,null,null,null,null,null,null,null,null,"$5m / $5m",1.2500000000000001E-2]
[null,null,null,"TOTAL VALUES:  ",{"$f":"E29+E23+E16+E13","v":0},null,null,"TOT PREM:  ",{"$f":"I29+I23+I16+I13","v":0}]
[null,null,null,null,null,null,null,null,null,null,"Flood Deductibles"]
[]
[null,null,null,"Average Rate",{"$f":"IF(E34=0,0,I34/E34*100)","v":0},null,null,null,null,null,"$25k",1]
[null,null,null,null,null,null,null,"Flood Prem",{"$f":"ROUND(IF(OR('Data Base'!B62=\"\",'Data Base'!B63=\"\"),\"\",VLOOKUP('Data Base'!B62,K$30:L$33,2,FALSE)*VLOOKUP('Data Base'!B63,K$37:L$40,2,FALSE)*E34/100),0)","v":0},null,"$50k",0.94]
[null,null,null,null,null,null,null,"EQ Prem",null,null,"$100k",0.9]
["Flood",null,null,"if Zone B",{"$f":"E34*0.1/100","v":0},"Minimum Ded = $10,000",null,null,null,null,"$250k",0.8]
[null,null,null,"if Zone C",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $2,500"]
["Earthquake",null,null,"if Zone 3",{"$f":"E34*0.02/100","v":0},"Minimum Ded = $25,000",null,null,null,null,"AOP Deductible Options"]
[null,null,null,"if Zone 4",{"$f":"E34*0.003/100","v":0},"Minimum Ded = $2,500",null,null,null,null,1000,null,null,null,null,null,"TIV",null,1000,2500,5000,10000,25000,50000,75000]
[null,null,null,"if Zone 5",{"$f":"E34*0.001/100","v":0},"Minimum Ded = $2,500",null,null,null,null,"TIV",null,"Policy","Towers","EDP",null,"Policy",{"$f":"E13","v":0},{"$f":"SUM(M45:M48)","v":0.94},{"$f":"SUM(M53:M56)","v":0.83499999999999996},{"$f":"SUM(M61:M64)","v":0.77},{"$f":"SUM(M69:M73)","v":0.64},{"$f":"SUM(M78:M82)","v":0.54500000000000004},{"$f":"SUM(M87:M91)","v":0.48},{"$f":"SUM(M96:M100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"More than $250,000",0.98499999999999999,{"$f":"IF(R$44>250000,L45,\"\")","v":""},{"$f":"IF(R$45>250000,L45,\"\")","v":""},{"$f":"IF(R$46>250000,L45,\"\")","v":""},null,"Towers",{"$f":"E16","v":""},{"$f":"SUM(N45:N48)","v":0.94},{"$f":"SUM(N53:N56)","v":0.83499999999999996},{"$f":"SUM(N61:N64)","v":0.77},{"$f":"SUM(N69:N73)","v":0.64},{"$f":"SUM(N78:N82)","v":0.54500000000000004},{"$f":"SUM(N87:N91)","v":0.48},{"$f":"SUM(N96:N100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.97,{"$f":"IF(AND(R$44>100000,R$44<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L46,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L46,\"\")","v":""},null,"EDP",{"$f":"E23","v":0},{"$f":"SUM(O45:O48)","v":0.94},{"$f":"SUM(O53:O56)","v":0.83499999999999996},{"$f":"SUM(O61:O64)","v":0.77},{"$f":"SUM(O69:O73)","v":0.64},{"$f":"SUM(O78:O82)","v":0.54500000000000004},{"$f":"SUM(O87:O91)","v":0.48},{"$f":"SUM(O96:O100)","v":0.44}]
[null,null,null,null,null,null,null,null,null,null,"$50,001 - 100,000",0.95499999999999996,{"$f":"IF(AND(R$44>50000,R$44<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$45>50000,R$45<100001),L47,\"\")","v":""},{"$f":"IF(AND(R$46>50000,R$46<100001),L47,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$50,000 or less",0.94,{"$f":"IF(R$44<50001,L48,\"\")","v":0.94},{"$f":"IF(R$45<50001,L48,\"\")","v":0.94},{"$f":"IF(R$46<50001,L48,\"\")","v":0.94}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,2500]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $500,000",0.95499999999999996,{"$f":"IF(R$44>500000,L53,\"\")","v":""},{"$f":"IF(R$45>500000,L53,\"\")","v":""},{"$f":"IF(R$46>500000,L53,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.92,{"$f":"IF(AND(R$44>250000,R$44<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L54,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L54,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,001 - 250,000",0.89,{"$f":"IF(AND(R$44>100000,R$44<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$45>100000,R$45<250001),L55,\"\")","v":""},{"$f":"IF(AND(R$46>100000,R$46<250001),L55,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$100,000 or less",0.83499999999999996,{"$f":"IF(R$44<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$45<100001,L56,\"\")","v":0.83499999999999996},{"$f":"IF(R$46<100001,L56,\"\")","v":0.83499999999999996}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,5000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $1,000,000",0.94,{"$f":"IF(R$44>1000000,L61,\"\")","v":""},{"$f":"IF(R$45>1000000,L61,\"\")","v":""},{"$f":"IF(R$46>1000000,L61,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.88,{"$f":"IF(AND(R$44>500000,R$44<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L62,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L62,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.85,{"$f":"IF(AND(R$44>250000,R$44<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L63,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L63,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.77,{"$f":"IF(R$44<250001,L64,\"\")","v":0.77},{"$f":"IF(R$45<250001,L64,\"\")","v":0.77},{"$f":"IF(R$46<250001,L64,\"\")","v":0.77}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,10000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $5,000,000",0.93,{"$f":"IF(R$44>5000000,L69,\"\")","v":""},{"$f":"IF(R$45>5000000,L69,\"\")","v":""},{"$f":"IF(R$46>5000000,L69,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.86499999999999999,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L70,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L70,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.8,{"$f":"IF(AND(R$44>500000,R$44<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L71,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L71,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,001 - 500,000",0.75,{"$f":"IF(AND(R$44>250000,R$44<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$45>250000,R$45<500001),L72,\"\")","v":""},{"$f":"IF(AND(R$46>250000,R$46<500001),L72,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$250,000 or less",0.64,{"$f":"IF(R$44<250001,L73,\"\")","v":0.64},{"$f":"IF(R$45<250001,L73,\"\")","v":0.64},{"$f":"IF(R$46<250001,L73,\"\")","v":0.64}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,25000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.90500000000000003,{"$f":"IF(R$44>10000000,L78,\"\")","v":""},{"$f":"IF(R$45>10000000,L78,\"\")","v":""},{"$f":"IF(R$46>10000000,L78,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,000,001 - 10,000,000",0.83499999999999996,{"$f":"IF(AND(R$44>5000000,R$44<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$45>5000000,R$45<10000001),L79,\"\")","v":""},{"$f":"IF(AND(R$46>5000000,R$46<10000001),L79,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 5,000,000",0.76500000000000001,{"$f":"IF(AND(R$44>1000000,R$44<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<5000001),L80,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<5000001),L80,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,001 - 1,000,000",0.66500000000000004,{"$f":"IF(AND(R$44>500000,R$44<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$45>500000,R$45<1000001),L81,\"\")","v":""},{"$f":"IF(AND(R$46>500000,R$46<1000001),L81,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$500,000 or less",0.54500000000000004,{"$f":"IF(R$44<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$45<500001,L82,\"\")","v":0.54500000000000004},{"$f":"IF(R$46<500001,L82,\"\")","v":0.54500000000000004}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,50000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.85499999999999998,{"$f":"IF(R$44>10000000,L87,\"\")","v":""},{"$f":"IF(R$45>10000000,L87,\"\")","v":""},{"$f":"IF(R$46>10000000,L87,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.76,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L88,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L88,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.71499999999999997,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L89,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L89,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.66,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L90,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L90,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.48,{"$f":"IF(R$44<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$45<1000001,L91,\"\")","v":0.48},{"$f":"IF(R$46<1000001,L91,\"\")","v":0.48}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,75000]
[null,null,null,null,null,null,null,null,null,null,"TIV"]
[null,null,null,null,null,null,null,null,null,null,"More than $10,000,000",0.82,{"$f":"IF(R$44>10000000,L96,\"\")","v":""},{"$f":"IF(R$45>10000000,L96,\"\")","v":""},{"$f":"IF(R$46>10000000,L96,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$5,500,001 - 10,000,000",0.71,{"$f":"IF(AND(R$44>5500000,R$44<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$45>5500000,R$45<10000001),L97,\"\")","v":""},{"$f":"IF(AND(R$46>5500000,R$46<10000001),L97,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$3,500,001 - 5,500,000",0.66500000000000004,{"$f":"IF(AND(R$44>3500000,R$44<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$45>3500000,R$45<5500001),L98,\"\")","v":""},{"$f":"IF(AND(R$46>3500000,R$46<5500001),L98,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,001 - 3,500,000",0.59499999999999997,{"$f":"IF(AND(R$44>1000000,R$44<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$45>1000000,R$45<3500001),L99,\"\")","v":""},{"$f":"IF(AND(R$46>1000000,R$46<3500001),L99,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,"$1,000,000 or less",0.44,{"$f":"IF(R$44<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$45<1000001,L100,\"\")","v":0.44},{"$f":"IF(R$46<1000001,L100,\"\")","v":0.44}]

{"sheet":"SOV","index":61,"n_rows":651,"n_cols":36,"rows_kept":651,"cut":false,"hidden":true,"merged":[]}
["Exposure base summary",null,"",null,null,null,null,"printed on:",{"$f":"TODAY()","v":"2017-06-05"},null,null,null,null,null,"Real",null,null,null,"TOTAL",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Commercial Inland Marine Coverage Part"]
["Insured:",{"$f":"IF('Data Base'!C1=\" \",$A$255,'Data Base'!C1)","v":""},"Tower","Tower","wind",null,"Meets","Towers +","Transm",null,null,null,null,null,"Prop.","Bldg",null,null,"LOCATION",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Special Broadcaster's Supplemental Declarations"]
["Loc #","Address","age","height","rating","BWS","criteria","Ant/Lines","Equip","Real Prop","Pers Prop","Ext Exp","LOI","Area","ITV","Yr Built","Prot","Const","VALUES"]
[{"$f":"'Data Base'!A7","v":1},{"$f":"IF('Data Base'!C7=\" \",$A$255,'Data Base'!C7)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q7","v":""},{"$f":"'Data Base'!R7","v":""},{"$f":"'Data Base'!S7","v":""},{"$f":"'Data Base'!T7","v":""},{"$f":"'Data Base'!U7","v":0},{"$f":"'Data Base'!V7","v":""},null,{"$f":"IF(N4=\"\",\"\",J4/N4)","v":""},null,{"$f":"'Data Base'!G7","v":0},{"$f":"'Data Base'!H7","v":0},{"$f":"M4+L4+K4+J4+I4+H4+I33+J33+K33+L33+M33","v":0},null,null,null,null,null,null,null,null,"1.","POLICY NO.:",{"$f":"IF('Data Base'!E58 = \"\", \"Input on Data Base Tab in cell B37\", 'Data Base'!E58)","v":"Input on Data Base Tab in cell B37"},null,null,null,"EFFECTIVE DATE:",{"$f":"IF('Data Base'!E59 = \"\", \"Input on Data Base Tab in cell B34\", 'Data Base'!E59)","v":"Input on Data Base Tab in cell B34"}]
[{"$f":"'Data Base'!A8","v":2},{"$f":"IF('Data Base'!C8=\" \",$A$255,'Data Base'!C8)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q8","v":""},{"$f":"'Data Base'!R8","v":""},{"$f":"'Data Base'!S8","v":""},{"$f":"'Data Base'!T8","v":""},{"$f":"'Data Base'!U8","v":0},{"$f":"'Data Base'!V8","v":""},null,"",null,{"$f":"'Data Base'!G8","v":0},{"$f":"'Data Base'!H8","v":0},0,null,null,null,null,null,null,null,null,"2.","NAMED INSURED:",{"$f":"IF('Data Base'!C1=\" \",\"Enter Named Insured in Data Base\",+'Data Base'!C1)","v":""},null,null,null,"RENEWAL OF:","New"]
[{"$f":"'Data Base'!A9","v":3},{"$f":"IF('Data Base'!C9=\" \",$A$255,'Data Base'!C9)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q9","v":""},{"$f":"'Data Base'!R9","v":""},{"$f":"'Data Base'!S9","v":""},{"$f":"'Data Base'!T9","v":""},{"$f":"'Data Base'!U9","v":0},{"$f":"'Data Base'!V9","v":""},null,"",null,{"$f":"'Data Base'!G9","v":0},{"$f":"'Data Base'!H9","v":0},0,null,null,null,null,null,null,null,null,"3.","Total Premium for this Coverage:",null,null," "," "]
[{"$f":"'Data Base'!A10","v":4},{"$f":"IF('Data Base'!C10=\" \",$A$255,'Data Base'!C10)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q10","v":""},{"$f":"'Data Base'!R10","v":""},{"$f":"'Data Base'!S10","v":""},{"$f":"'Data Base'!T10","v":""},{"$f":"'Data Base'!U10","v":0},{"$f":"'Data Base'!V10","v":""},null,"",null,{"$f":"'Data Base'!G10","v":0},{"$f":"'Data Base'!H10","v":0},0,null,null,null,null,null,null,null,null,"*For total Inland Marine Coverage Part Premium - See Common Policy Declarations."]
[{"$f":"'Data Base'!A11","v":5},{"$f":"IF('Data Base'!C11=\" \",$A$255,'Data Base'!C11)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q11","v":""},{"$f":"'Data Base'!R11","v":""},{"$f":"'Data Base'!S11","v":""},{"$f":"'Data Base'!T11","v":""},{"$f":"'Data Base'!U11","v":0},{"$f":"'Data Base'!V11","v":""},null,"",null,{"$f":"'Data Base'!G11","v":0},{"$f":"'Data Base'!H11","v":0},0,null,null,null,null,null,null,null,null,"4.","LOCATION OF COVERED PROPERTY"]
[{"$f":"'Data Base'!A12","v":6},{"$f":"IF('Data Base'!C12=\" \",$A$255,'Data Base'!C12)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q12","v":""},{"$f":"'Data Base'!R12","v":""},{"$f":"'Data Base'!S12","v":""},{"$f":"'Data Base'!T12","v":""},{"$f":"'Data Base'!U12","v":0},{"$f":"'Data Base'!V12","v":""},null,"",null,{"$f":"'Data Base'!G12","v":0},{"$f":"'Data Base'!H12","v":0},0,null,null,null,null,null,null,null,null,"Premises Address"]
[{"$f":"'Data Base'!A13","v":7},{"$f":"IF('Data Base'!C13=\" \",$A$255,'Data Base'!C13)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q13","v":""},{"$f":"'Data Base'!R13","v":""},{"$f":"'Data Base'!S13","v":""},{"$f":"'Data Base'!T13","v":""},{"$f":"'Data Base'!U13","v":0},{"$f":"'Data Base'!V13","v":""},null,"",null,{"$f":"'Data Base'!G13","v":0},{"$f":"'Data Base'!H13","v":0},{"$f":"M10+L10+K10+J10+I10+H10+I39+J39+K39+L39+M39","v":0},null,null,null,null,null,null,null,null,null,"Location 1.",{"$f":"IF('Data Base'!C7=\"Loc 1 Address\",\" \",'Data Base'!C7)","v":""}]
[{"$f":"'Data Base'!A14","v":8},{"$f":"IF('Data Base'!C14=\" \",$A$255,'Data Base'!C14)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q14","v":""},{"$f":"'Data Base'!R14","v":""},{"$f":"'Data Base'!S14","v":""},{"$f":"'Data Base'!T14","v":""},{"$f":"'Data Base'!U14","v":0},{"$f":"'Data Base'!V14","v":""},null,"",null,{"$f":"'Data Base'!G14","v":0},{"$f":"'Data Base'!H14","v":0},0,null,null,null,null,null,null,null,null,null,"Location 2.",{"$f":"IF('Data Base'!C8=\"Loc 2 Address\",\" \",'Data Base'!C8)","v":""}]
[{"$f":"'Data Base'!A15","v":9},{"$f":"IF('Data Base'!C15=\" \",$A$255,'Data Base'!C15)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q15","v":""},{"$f":"'Data Base'!R15","v":""},{"$f":"'Data Base'!S15","v":""},{"$f":"'Data Base'!T15","v":""},{"$f":"'Data Base'!U15","v":0},{"$f":"'Data Base'!V15","v":""},null,"",null,{"$f":"'Data Base'!G15","v":0},{"$f":"'Data Base'!H15","v":0},0,null,null,null,null,null,null,null,null,null,"Location 3.",{"$f":"IF('Data Base'!C9=\"Loc 3 Address\",\" \",'Data Base'!C9)","v":""}]
[{"$f":"'Data Base'!A16","v":10},{"$f":"IF('Data Base'!C16=\" \",$A$255,'Data Base'!C16)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q16","v":""},{"$f":"'Data Base'!R16","v":""},{"$f":"'Data Base'!S16","v":""},{"$f":"'Data Base'!T16","v":""},{"$f":"'Data Base'!U16","v":0},{"$f":"'Data Base'!V16","v":""},null,{"$f":"IF(N13=\"\",\"\",J13/N13)","v":""},null,{"$f":"'Data Base'!G16","v":0},{"$f":"'Data Base'!H16","v":0},0,null,null,null,null,null,null,null,null,"5.","LIMITS OF INSURANCE:"]
[{"$f":"'Data Base'!A17","v":11},{"$f":"IF('Data Base'!C17=\" \",$A$255,'Data Base'!C17)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q17","v":""},{"$f":"'Data Base'!R17","v":""},{"$f":"'Data Base'!S17","v":""},{"$f":"'Data Base'!T17","v":""},{"$f":"'Data Base'!U17","v":0},{"$f":"'Data Base'!V17","v":""},null,"",null,{"$f":"'Data Base'!G17","v":0},{"$f":"'Data Base'!H17","v":0},0,null,null,null,null,null,null,null,null,null,null,"Transmission","\"Transmission","Real","Business","\"Extra","Loss of"]
[{"$f":"'Data Base'!A18","v":12},{"$f":"IF('Data Base'!C18=\" \",$A$255,'Data Base'!C18)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q18","v":""},{"$f":"'Data Base'!R18","v":""},{"$f":"'Data Base'!S18","v":""},{"$f":"'Data Base'!T18","v":""},{"$f":"'Data Base'!U18","v":0},{"$f":"'Data Base'!V18","v":""},null,"",null,{"$f":"'Data Base'!G18","v":0},{"$f":"'Data Base'!H18","v":0},0,null,null,null,null,null,null,null,null,null,null,"Towers","Equipment\"","Property","Personal Property","Expense\"","Income"]
[{"$f":"'Data Base'!A19","v":13},{"$f":"IF('Data Base'!C19=\" \",$A$255,'Data Base'!C19)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q19","v":""},{"$f":"'Data Base'!R19","v":""},{"$f":"'Data Base'!S19","v":""},{"$f":"'Data Base'!T19","v":""},{"$f":"'Data Base'!U19","v":0},{"$f":"'Data Base'!V19","v":""},null,"",null,{"$f":"'Data Base'!G19","v":0},{"$f":"'Data Base'!H19","v":0},0,null,null,null,null,null,null,null,null,null,"Location 1.",{"$f":"IF('Data Base'!Q7=\" \",\" Not Covered\",'Data Base'!Q7)","v":""},{"$f":"IF('Data Base'!R7=\" \",\" Not Covered\",'Data Base'!R7)","v":""},{"$f":"IF('Data Base'!S7=\" \",\" Not Covered\",'Data Base'!S7)","v":""},{"$f":"IF('Data Base'!T7=\" \",\" Not Covered\",'Data Base'!T7)","v":""},{"$f":"IF('Data Base'!U7=\" \",\" Not Covered\",'Data Base'!U7)","v":" Not Covered"},{"$f":"IF('Data Base'!V7=\" \",\" Not Covered\",'Data Base'!V7)","v":""}]
[{"$f":"'Data Base'!A20","v":14},{"$f":"IF('Data Base'!C20=\" \",$A$255,'Data Base'!C20)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q20","v":""},{"$f":"'Data Base'!R20","v":""},{"$f":"'Data Base'!S20","v":""},{"$f":"'Data Base'!T20","v":""},{"$f":"'Data Base'!U20","v":0},{"$f":"'Data Base'!V20","v":""},null,"",null,{"$f":"'Data Base'!G20","v":0},{"$f":"'Data Base'!H20","v":0},0,null,null,null,null,null,null,null,null,null,"Location 2.",{"$f":"IF('Data Base'!Q8=\" \",\" Not Covered\",'Data Base'!Q8)","v":""},{"$f":"IF('Data Base'!R8=\" \",\" Not Covered\",'Data Base'!R8)","v":""},{"$f":"IF('Data Base'!S8=\" \",\" Not Covered\",'Data Base'!S8)","v":""},{"$f":"IF('Data Base'!T8=\" \",\" Not Covered\",'Data Base'!T8)","v":""},{"$f":"IF('Data Base'!U8=\" \",\" Not Covered\",'Data Base'!U8)","v":" Not Covered"},{"$f":"IF('Data Base'!V8=\" \",\" Not Covered\",'Data Base'!V8)","v":""}]
[{"$f":"'Data Base'!A21","v":15},{"$f":"IF('Data Base'!C21=\" \",$A$255,'Data Base'!C21)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q21","v":""},{"$f":"'Data Base'!R21","v":""},{"$f":"'Data Base'!S21","v":""},{"$f":"'Data Base'!T21","v":""},{"$f":"'Data Base'!U21","v":0},{"$f":"'Data Base'!V21","v":""},null,"",null,{"$f":"'Data Base'!G21","v":0},{"$f":"'Data Base'!H21","v":0},0,null,null,null,null,null,null,null,null,null,"Location 3.",{"$f":"IF('Data Base'!Q9=\" \",\" Not Covered\",'Data Base'!Q9)","v":""},{"$f":"IF('Data Base'!R9=\" \",\" Not Covered\",'Data Base'!R9)","v":""},{"$f":"IF('Data Base'!S9=\" \",\" Not Covered\",'Data Base'!S9)","v":""},{"$f":"IF('Data Base'!T9=\" \",\" Not Covered\",'Data Base'!T9)","v":""},{"$f":"IF('Data Base'!U9=\" \",\" Not Covered\",'Data Base'!U9)","v":" Not Covered"},{"$f":"IF('Data Base'!V9=\" \",\" Not Covered\",'Data Base'!V9)","v":""}]
[{"$f":"'Data Base'!A22","v":16},{"$f":"IF('Data Base'!C22=\" \",$A$255,'Data Base'!C22)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q22","v":""},{"$f":"'Data Base'!R22","v":""},{"$f":"'Data Base'!S22","v":""},{"$f":"'Data Base'!T22","v":""},{"$f":"'Data Base'!U22","v":0},{"$f":"'Data Base'!V22","v":""},null,{"$f":"IF(N19=\"\",\"\",J19/N19)","v":""},null,{"$f":"'Data Base'!G22","v":0},{"$f":"'Data Base'!H22","v":0},0]
[{"$f":"'Data Base'!A23","v":17},{"$f":"IF('Data Base'!C23=\" \",$A$255,'Data Base'!C23)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q23","v":""},{"$f":"'Data Base'!R23","v":""},{"$f":"'Data Base'!S23","v":""},{"$f":"'Data Base'!T23","v":""},{"$f":"'Data Base'!U23","v":0},{"$f":"'Data Base'!V23","v":""},null,{"$f":"IF(N20=\"\",\"\",J20/N20)","v":""},null,{"$f":"'Data Base'!G23","v":0},{"$f":"'Data Base'!H23","v":0},0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit"]
[{"$f":"'Data Base'!A24","v":18},{"$f":"IF('Data Base'!C24=\" \",$A$255,'Data Base'!C24)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q24","v":""},{"$f":"'Data Base'!R24","v":""},{"$f":"'Data Base'!S24","v":""},{"$f":"'Data Base'!T24","v":""},{"$f":"'Data Base'!U24","v":0},{"$f":"'Data Base'!V24","v":""},null,{"$f":"IF(N21=\"\",\"\",J21/N21)","v":""},null,{"$f":"'Data Base'!G24","v":0},{"$f":"'Data Base'!H24","v":0},0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"of Insurance"]
[{"$f":"'Data Base'!A25","v":19},{"$f":"IF('Data Base'!C25=\" \",$A$255,'Data Base'!C25)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q25","v":""},{"$f":"'Data Base'!R25","v":""},{"$f":"'Data Base'!S25","v":""},{"$f":"'Data Base'!T25","v":""},{"$f":"'Data Base'!U25","v":0},{"$f":"'Data Base'!V25","v":""},null,{"$f":"IF(N22=\"\",\"\",J22/N22)","v":""},null,{"$f":"'Data Base'!G25","v":0},{"$f":"'Data Base'!H25","v":0},0]
[{"$f":"'Data Base'!A26","v":20},{"$f":"IF('Data Base'!C26=\" \",$A$255,'Data Base'!C26)","v":""},null,null,null,null,null,{"$f":"'Data Base'!Q26","v":""},{"$f":"'Data Base'!R26","v":""},{"$f":"'Data Base'!S26","v":""},{"$f":"'Data Base'!T26","v":""},{"$f":"'Data Base'!U26","v":0},{"$f":"'Data Base'!V26","v":""},null,{"$f":"IF(N23=\"\",\"\",J23/N23)","v":""},null,{"$f":"'Data Base'!G26","v":0},{"$f":"'Data Base'!H26","v":0},0,null,null,null,null,null,null,null,null,null,"Portable \"Transmission Equipment\"",null,null,null,null,null,{"$f":"IF('Data Base'!W60=0,\"25,000\",'Data Base'!W60)","v":"25,000"}]
[]
[{"$f":"'Data Base'!B59","v":0},"Policy Deductible, other than towers, EDP or BI (except for lightning)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Equipment\" and Portable Transmission Equipment\" of Others",null,null,null,null,null,{"$f":"IF('Data Base'!X60=0,\"25,000\",'Data Base'!X60)","v":"25,000"}]
[{"$f":"'Data Base'!B58","v":0},"Lightning Deductible"]
[{"$f":"'Data Base'!B60","v":0},"Tower Deductible",null,null,null,null,null,{"$f":"SUM(H4:H23)","v":0},0,0,0,0,0,null,null,null,null,null,{"$f":"SUM(S4:S23)","v":0},null,null,null,null,null,null,null,null,null,"All Covered Property in Any One Occurrence"]
[]
[{"$f":"'Data Base'!B61","v":0},"EDP Deductible",null,null,null,null,null,null,null,null,null,"Total Value",{"$f":"SUM(H27:M27)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6.","VALUATION:","Replacement Cost"]
[null,null,null,null,null,null,null,"INLAND MARINE VALUES",null,null,null,"of above",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"7.","RATE:","$   Various"]
[{"$f":"'Data Base'!B69","v":0},"BI Deductible, in hours",null,null,null,null,null,null,null,"   (shown on EDP endorsement)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8.","DEDUCTIBLE"]
[null,null,null,null,null,null,null,"Loc #s","Port Equip","Prop of Oth","EDP hard","EDP media","EDP Ext Ex"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A7","v":1},{"$f":"'Data Base'!W7","v":""},{"$f":"'Data Base'!X7","v":0},{"$f":"'Data Base'!Y7","v":0},{"$f":"'Data Base'!Z7","v":0},{"$f":"'Data Base'!AA7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"We will deduct the following amounts for each covered \"loss\" in any one occurrence:"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A8","v":2},{"$f":"'Data Base'!W8","v":""},{"$f":"'Data Base'!X8","v":0},{"$f":"'Data Base'!Y8","v":0},{"$f":"'Data Base'!Z8","v":0},{"$f":"'Data Base'!AA8","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Towers: ",null,null,null,null,null,{"$f":"+'Data Base'!$B$60","v":0}]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A9","v":3},{"$f":"'Data Base'!W9","v":""},{"$f":"'Data Base'!X9","v":0},{"$f":"'Data Base'!Y9","v":0},{"$f":"'Data Base'!Z9","v":0},{"$f":"'Data Base'!AA9","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Transmission Equipment\"; Portable \"Transmission Equipment\"; Real Property:"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A10","v":4},{"$f":"'Data Base'!W10","v":""},{"$f":"'Data Base'!X10","v":0},{"$f":"'Data Base'!Y10","v":0},{"$f":"'Data Base'!Z10","v":0},{"$f":"'Data Base'!AA10","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Personal Property; and \"Extra Expense\" combined (except lightning):",null,null,null,null,null,{"$f":"IF('Data Base'!B59='Data Base'!B60,'Data Base'!B59, TEXT('Data Base'!B60, \"$0\") & \" / \" & TEXT('Data Base'!B59, \"$0\"))","v":0}]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A11","v":5},{"$f":"'Data Base'!W11","v":""},{"$f":"'Data Base'!X11","v":0},{"$f":"'Data Base'!Y11","v":0},{"$f":"'Data Base'!Z11","v":0},{"$f":"'Data Base'!AA11","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loss of Income:",null,null,null,null,null,{"$f":"IF('Data Base'!V60=\"0\",\"N/A\",\"See 9 Below\")","v":"N/A"}]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A12","v":6},{"$f":"'Data Base'!W12","v":""},{"$f":"'Data Base'!X12","v":0},{"$f":"'Data Base'!Y12","v":0},{"$f":"'Data Base'!Z12","v":0},{"$f":"'Data Base'!AA12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lightning Deductible:",null,null,null,null,null,{"$f":"+'Data Base'!$B$58","v":0}]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A13","v":7},{"$f":"'Data Base'!W13","v":""},{"$f":"'Data Base'!X13","v":0},{"$f":"'Data Base'!Y13","v":0},{"$f":"'Data Base'!Z13","v":0},{"$f":"'Data Base'!AA13","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"9.","SPECIAL PROVISIONS"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A14","v":8},{"$f":"'Data Base'!W14","v":""},{"$f":"'Data Base'!X14","v":0},{"$f":"'Data Base'!Y14","v":0},{"$f":"'Data Base'!Z14","v":0},{"$f":"'Data Base'!AA14","v":0}]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A15","v":9},{"$f":"'Data Base'!W15","v":""},{"$f":"'Data Base'!X15","v":0},{"$f":"'Data Base'!Y15","v":0},{"$f":"'Data Base'!Z15","v":0},{"$f":"'Data Base'!AA15","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null," The deductible for Loss of Income is based on a waiting period. The waiting period will be",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours from the time of"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A16","v":10},{"$f":"'Data Base'!W16","v":""},{"$f":"'Data Base'!X16","v":0},{"$f":"'Data Base'!Y16","v":0},{"$f":"'Data Base'!Z16","v":0},{"$f":"'Data Base'!AA16","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  loss. Coverage will begin ",null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours after loss if the Station has any loss of income because of a covered loss."]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A17","v":11},{"$f":"'Data Base'!W17","v":""},{"$f":"'Data Base'!X17","v":0},{"$f":"'Data Base'!Y17","v":0},{"$f":"'Data Base'!Z17","v":0},{"$f":"'Data Base'!AA17","v":0}]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A18","v":12},{"$f":"'Data Base'!W18","v":""},{"$f":"'Data Base'!X18","v":0},{"$f":"'Data Base'!Y18","v":0},{"$f":"'Data Base'!Z18","v":0},{"$f":"'Data Base'!AA18","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"10.","COVERAGE FORMS"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A19","v":13},{"$f":"'Data Base'!W19","v":""},{"$f":"'Data Base'!X19","v":0},{"$f":"'Data Base'!Y19","v":0},{"$f":"'Data Base'!Z19","v":0},{"$f":"'Data Base'!AA19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The following forms have been attached to this policy at its inception (List Form Number.)"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A20","v":14},{"$f":"'Data Base'!W20","v":""},{"$f":"'Data Base'!X20","v":0},{"$f":"'Data Base'!Y20","v":0},{"$f":"'Data Base'!Z20","v":0},{"$f":"'Data Base'!AA20","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT0070(0900)","CM0001","Please add State Mandatory"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A21","v":15},{"$f":"'Data Base'!W21","v":""},{"$f":"'Data Base'!X21","v":0},{"$f":"'Data Base'!Y21","v":0},{"$f":"'Data Base'!Z21","v":0},{"$f":"'Data Base'!AA21","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "," ","Forms & Edition Dates"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A22","v":16},{"$f":"'Data Base'!W22","v":""},{"$f":"'Data Base'!X22","v":0},{"$f":"'Data Base'!Y22","v":0},{"$f":"'Data Base'!Z22","v":0},{"$f":"'Data Base'!AA22","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "," "]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A23","v":17},{"$f":"'Data Base'!W23","v":""},{"$f":"'Data Base'!X23","v":0},{"$f":"'Data Base'!Y23","v":0},{"$f":"'Data Base'!Z23","v":0},{"$f":"'Data Base'!AA23","v":0}]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A24","v":18},{"$f":"'Data Base'!W24","v":""},{"$f":"'Data Base'!X24","v":0},{"$f":"'Data Base'!Y24","v":0},{"$f":"'Data Base'!Z24","v":0},{"$f":"'Data Base'!AA24","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THESE DECLARATIONS, WHEN COMBINED WITH THE COMMON POLICY DECLARATIONS, THE COMMON POLICY CONDITIONS,"]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A25","v":19},{"$f":"'Data Base'!W25","v":""},{"$f":"'Data Base'!X25","v":0},{"$f":"'Data Base'!Y25","v":0},{"$f":"'Data Base'!Z25","v":0},{"$f":"'Data Base'!AA25","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COVERAGE FORM(S) AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE CONTRACT OF INSURANCE."]
[null,null,null,null,null,null,null,{"$f":"'Data Base'!A26","v":20},{"$f":"'Data Base'!W26","v":""},{"$f":"'Data Base'!X26","v":0},{"$f":"'Data Base'!Y26","v":0},{"$f":"'Data Base'!Z26","v":0},{"$f":"'Data Base'!AA26","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT 90068 1293"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL IM"]
[null,null,null,null,null,null,null,null,{"$f":"SUM(I33:I52)","v":0},{"$f":"SUM(J33:J52)","v":0},{"$f":"SUM(K33:K52)","v":0},{"$f":"SUM(L33:L52)","v":0},{"$f":"SUM(M33:M52)","v":0},{"$f":"SUM(I56:M56)","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Commercial Inland Marine Coverage Part"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Special Broadcaster's Supplemental Declarations"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.","POLICY NO.:",{"$f":"IF(AD4=\" \",\"Enter Policy No.on Dec. Page #1\",+AD4)","v":"Input on Data Base Tab in cell B37"},null,null,null,"EFFECTIVE DATE:",{"$f":"IF(AI4=\" \",\"Enter Eff. Date on Dec. Page #1\",+AI4)","v":"Input on Data Base Tab in cell B34"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.","NAMED INSURED:",{"$f":"IF('Data Base'!C1=\" \",\"Enter Named Insured in Data Base\",+'Data Base'!C1)","v":""},null,null,null,"RENEWAL OF:",{"$f":"IF(AI5=\" \",\"Enter Renewal Of on  Dec. Page #1\",+AI5)","v":"New"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3.","Total Premium for this Coverage:",null,null,"INCLUDED"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"*For total Inland Marine Coverage Part Premium - See Common Policy Declarations."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4.","LOCATION OF COVERED PROPERTY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premises Address"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 4",{"$f":"IF('Data Base'!C10=\"Loc 4 Address\",\" \",'Data Base'!C10)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 5",{"$f":"IF('Data Base'!C11=\"Loc 5 Address\",\" \",'Data Base'!C11)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 6",{"$f":"IF('Data Base'!C12=\"Loc 6 Address\",\" \",'Data Base'!C12)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5.","LIMITS OF INSURANCE:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission","\"Transmission","Real","Business","\"Extra","Loss of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Towers","Equipment\"","Property","Personal Property","Expense\"","Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 4",{"$f":"IF('Data Base'!Q10=\" \",\" Not Covered\",'Data Base'!Q10)","v":""},{"$f":"IF('Data Base'!R10=\" \",\" Not Covered\",'Data Base'!R10)","v":""},{"$f":"IF('Data Base'!S10=\" \",\" Not Covered\",'Data Base'!S10)","v":""},{"$f":"IF('Data Base'!T10=\" \",\" Not Covered\",'Data Base'!T10)","v":""},{"$f":"IF('Data Base'!U10=\" \",\" Not Covered\",'Data Base'!U10)","v":" Not Covered"},{"$f":"IF('Data Base'!V10=\" \",\" Not Covered\",'Data Base'!V10)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 5",{"$f":"IF('Data Base'!Q11=\" \",\" Not Covered\",'Data Base'!Q11)","v":""},{"$f":"IF('Data Base'!R11=\" \",\" Not Covered\",'Data Base'!R11)","v":""},{"$f":"IF('Data Base'!S11=\" \",\" Not Covered\",'Data Base'!S11)","v":""},{"$f":"IF('Data Base'!T11=\" \",\" Not Covered\",'Data Base'!T11)","v":""},{"$f":"IF('Data Base'!U11=\" \",\" Not Covered\",'Data Base'!U11)","v":" Not Covered"},{"$f":"IF('Data Base'!V11=\" \",\" Not Covered\",'Data Base'!V11)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 6",{"$f":"IF('Data Base'!Q12=\" \",\" Not Covered\",'Data Base'!Q12)","v":""},{"$f":"IF('Data Base'!R12=\" \",\" Not Covered\",'Data Base'!R12)","v":""},{"$f":"IF('Data Base'!S12=\" \",\" Not Covered\",'Data Base'!S12)","v":""},{"$f":"IF('Data Base'!T12=\" \",\" Not Covered\",'Data Base'!T12)","v":""},{"$f":"IF('Data Base'!U12=\" \",\" Not Covered\",'Data Base'!U12)","v":" Not Covered"},{"$f":"IF('Data Base'!V12=\" \",\" Not Covered\",'Data Base'!V12)","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"of Insurance"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portable \"Transmission Equipment\"",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Equipment\" and Portable Transmission Equipment\" of Others",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"All Covered Property in Any One Occurrence"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6.","VALUATION:","Replacement Cost"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"7.","RATE:","$   Various"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8.","DEDUCTIBLE"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"We will deduct the following amounts for each covered \"loss\" in any one occurrence:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Towers: ",null,null,null,null,null,{"$f":"+'Data Base'!$B$60","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Transmission Equipment\"; Portable \"Transmission Equipment\"; Real Property:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Personal Property; and \"Extra Expense\" combined (except lightning):",null,null,null,null,null,{"$f":"+$AI$36","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loss of Income:",null,null,null,null,null,{"$f":"IF('Data Base'!V60=\"0\",\"N/A\",\"See 9 Below\")","v":"N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lightning Deductible:",null,null,null,null,null,{"$f":"+'Data Base'!$B$58","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"9.","SPECIAL PROVISIONS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," The deductible for Loss of Income is based on a waiting period. The waiting period will be",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours from the time of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  loss. Coverage will begin ",null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours after loss if the Station has any loss of income because of a covered loss."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"10.","COVERAGE FORMS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The following forms have been attached to this policy at its inception (List Form Number.)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT0070","CM0001","Please add State Mandatory"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Forms & Edition Dates"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THESE DECLARATIONS, WHEN COMBINED WITH THE COMMON POLICY DECLARATIONS, THE COMMON POLICY CONDITIONS,"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COVERAGE FORM(S) AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE CONTRACT OF INSURANCE."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT 90068 1293"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Commercial Inland Marine Coverage Part"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Special Broadcaster's Supplemental Declarations"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.","POLICY NO.:",{"$f":"IF(AD4=\" \",\"Enter Policy No.on Dec. Page #1\",+AD4)","v":"Input on Data Base Tab in cell B37"},null,null,null,"EFFECTIVE DATE:",{"$f":"IF(AI4=\" \",\"Enter Eff. Date on Dec. Page #1\",+AI4)","v":"Input on Data Base Tab in cell B34"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.","NAMED INSURED:",{"$f":"IF('Data Base'!C1=\" \",\"Enter Named Insured in Data Base\",+'Data Base'!C1)","v":""},null,null,null,"RENEWAL OF:",{"$f":"IF(AI5=\" \",\"Enter Renewal Of on  Dec. Page #1\",+AI5)","v":"New"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3.","Total Premium for this Coverage:",null,null,"INCLUDED"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"*For total Inland Marine Coverage Part Premium - See Common Policy Declarations."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4.","LOCATION OF COVERED PROPERTY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premises Address"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 7",{"$f":"IF('Data Base'!C13=\"Loc 7 Address\",\" \",'Data Base'!C13)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 8",{"$f":"IF('Data Base'!C14=\"Loc 8 Address\",\" \",'Data Base'!C14)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 9",{"$f":"IF('Data Base'!C15=\"Loc 9 Address\",\" \",'Data Base'!C15)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5.","LIMITS OF INSURANCE:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission","\"Transmission","Real","Business","\"Extra","Loss of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Towers","Equipment\"","Property","Personal Property","Expense\"","Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 7",{"$f":"IF('Data Base'!Q13=\" \",\" Not Covered\",'Data Base'!Q13)","v":""},{"$f":"IF('Data Base'!R13=\" \",\" Not Covered\",'Data Base'!R13)","v":""},{"$f":"IF('Data Base'!S13=\" \",\" Not Covered\",'Data Base'!S13)","v":""},{"$f":"IF('Data Base'!T13=\" \",\" Not Covered\",'Data Base'!T13)","v":""},{"$f":"IF('Data Base'!U13=\" \",\" Not Covered\",'Data Base'!U13)","v":" Not Covered"},{"$f":"IF('Data Base'!V13=\" \",\" Not Covered\",'Data Base'!V13)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 8",{"$f":"IF('Data Base'!Q14=\" \",\" Not Covered\",'Data Base'!Q14)","v":""},{"$f":"IF('Data Base'!R14=\" \",\" Not Covered\",'Data Base'!R14)","v":""},{"$f":"IF('Data Base'!S14=\" \",\" Not Covered\",'Data Base'!S14)","v":""},{"$f":"IF('Data Base'!T14=\" \",\" Not Covered\",'Data Base'!T14)","v":""},{"$f":"IF('Data Base'!U14=\" \",\" Not Covered\",'Data Base'!U14)","v":" Not Covered"},{"$f":"IF('Data Base'!V14=\" \",\" Not Covered\",'Data Base'!V14)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 9",{"$f":"IF('Data Base'!Q15=\" \",\" Not Covered\",'Data Base'!Q15)","v":""},{"$f":"IF('Data Base'!R15=\" \",\" Not Covered\",'Data Base'!R15)","v":""},{"$f":"IF('Data Base'!S15=\" \",\" Not Covered\",'Data Base'!S15)","v":""},{"$f":"IF('Data Base'!T15=\" \",\" Not Covered\",'Data Base'!T15)","v":""},{"$f":"IF('Data Base'!U15=\" \",\" Not Covered\",'Data Base'!U15)","v":" Not Covered"},{"$f":"IF('Data Base'!V15=\" \",\" Not Covered\",'Data Base'!V15)","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"of Insurance"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portable \"Transmission Equipment\"",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Equipment\" and Portable Transmission Equipment\" of Others",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"All Covered Property in Any One Occurrence"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6.","VALUATION:","Replacement Cost"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"7.","RATE:","$   Various"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8.","DEDUCTIBLE"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"We will deduct the following amounts for each covered \"loss\" in any one occurrence:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Towers: ",null,null,null,null,null,{"$f":"+'Data Base'!$B$60","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Transmission Equipment\"; Portable \"Transmission Equipment\"; Real Property:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Personal Property; and \"Extra Expense\" combined (except lightning):",null,null,null,null,null,{"$f":"+$AI$36","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loss of Income:",null,null,null,null,null,{"$f":"IF('Data Base'!V60=0,\"N/A\",\"See 9 Below\")","v":"N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lightning Deductible:",null,null,null,null,null,{"$f":"+'Data Base'!$B$58","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"9.","SPECIAL PROVISIONS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," The deductible for Loss of Income is based on a waiting period. The waiting period will be",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours from the time of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  loss. Coverage will begin ",null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours after loss if the Station has any loss of income because of a covered loss."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"10.","COVERAGE FORMS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The following forms have been attached to this policy at its inception (List Form Number.)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT0070","CM0001","Please add State Mandatory"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Forms & Edition Dates"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THESE DECLARATIONS, WHEN COMBINED WITH THE COMMON POLICY DECLARATIONS, THE COMMON POLICY CONDITIONS,"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COVERAGE FORM(S) AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE CONTRACT OF INSURANCE."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT 90068 1293"]
[]
[]
[]
[""]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Commercial Inland Marine Coverage Part"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Special Broadcaster's Supplemental Declarations"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.","POLICY NO.:",{"$f":"IF(AD4=\" \",\"Enter Policy No.on Dec. Page #1\",+AD4)","v":"Input on Data Base Tab in cell B37"},null,null,null,"EFFECTIVE DATE:",{"$f":"IF(AI4=\" \",\"Enter Eff. Date on Dec. Page #1\",+AI4)","v":"Input on Data Base Tab in cell B34"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.","NAMED INSURED:",{"$f":"IF('Data Base'!C1=\" \",\"Enter Named Insured in Data Base\",+'Data Base'!C1)","v":""},null,null,null,"RENEWAL OF:",{"$f":"IF(AI5=\" \",\"Enter Renewal Of on  Dec. Page #1\",+AI5)","v":"New"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3.","Total Premium for this Coverage:",null,null,"INCLUDED"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"*For total Inland Marine Coverage Part Premium - See Common Policy Declarations."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4.","LOCATION OF COVERED PROPERTY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premises Address"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 10",{"$f":"IF('Data Base'!C16=\"Loc 10 Address\",\" \",'Data Base'!C16)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 11",{"$f":"IF('Data Base'!C17=\"Loc 11 Address\",\" \",'Data Base'!C17)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 12",{"$f":"IF('Data Base'!C18=\"Loc 12 Address\",\" \",'Data Base'!C18)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5.","LIMITS OF INSURANCE:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission","\"Transmission","Real","Business","\"Extra","Loss of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Towers","Equipment\"","Property","Personal Property","Expense\"","Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 10",{"$f":"IF('Data Base'!Q16=\" \",\" Not Covered\",'Data Base'!Q16)","v":""},{"$f":"IF('Data Base'!R16=\" \",\" Not Covered\",'Data Base'!R16)","v":""},{"$f":"IF('Data Base'!S16=\" \",\" Not Covered\",'Data Base'!S16)","v":""},{"$f":"IF('Data Base'!T16=\" \",\" Not Covered\",'Data Base'!T16)","v":""},{"$f":"IF('Data Base'!U16=\" \",\" Not Covered\",'Data Base'!U16)","v":" Not Covered"},{"$f":"IF('Data Base'!V16=\" \",\" Not Covered\",'Data Base'!V16)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 11",{"$f":"IF('Data Base'!Q17=\" \",\" Not Covered\",'Data Base'!Q17)","v":""},{"$f":"IF('Data Base'!R17=\" \",\" Not Covered\",'Data Base'!R17)","v":""},{"$f":"IF('Data Base'!S17=\" \",\" Not Covered\",'Data Base'!S17)","v":""},{"$f":"IF('Data Base'!T17=\" \",\" Not Covered\",'Data Base'!T17)","v":""},{"$f":"IF('Data Base'!U17=\" \",\" Not Covered\",'Data Base'!U17)","v":" Not Covered"},{"$f":"IF('Data Base'!V17=\" \",\" Not Covered\",'Data Base'!V17)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 12",{"$f":"IF('Data Base'!Q18=\" \",\" Not Covered\",'Data Base'!Q18)","v":""},{"$f":"IF('Data Base'!R18=\" \",\" Not Covered\",'Data Base'!R18)","v":""},{"$f":"IF('Data Base'!S18=\" \",\" Not Covered\",'Data Base'!S18)","v":""},{"$f":"IF('Data Base'!T18=\" \",\" Not Covered\",'Data Base'!T18)","v":""},{"$f":"IF('Data Base'!U18=\" \",\" Not Covered\",'Data Base'!U18)","v":" Not Covered"},{"$f":"IF('Data Base'!V18=\" \",\" Not Covered\",'Data Base'!V18)","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"of Insurance"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portable \"Transmission Equipment\"",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Equipment\" and Portable Transmission Equipment\" of Others",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"All Covered Property in Any One Occurrence"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6.","VALUATION:","Replacement Cost"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"7.","RATE:","$   Various"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8.","DEDUCTIBLE"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"We will deduct the following amounts for each covered \"loss\" in any one occurrence:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Towers: ",null,null,null,null,null,{"$f":"+'Data Base'!$B$60","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Transmission Equipment\"; Portable \"Transmission Equipment\"; Real Property:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Personal Property; and \"Extra Expense\" combined (except lightning):",null,null,null,null,null,{"$f":"+$AI$36","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loss of Income:",null,null,null,null,null,{"$f":"IF('Data Base'!V60=0,\"N/A\",\"See 9 Below\")","v":"N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lightning Deductible:",null,null,null,null,null,{"$f":"+'Data Base'!$B$58","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"9.","SPECIAL PROVISIONS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," The deductible for Loss of Income is based on a waiting period. The waiting period will be",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours from the time of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  loss. Coverage will begin ",null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours after loss if the Station has any loss of income because of a covered loss."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"10.","COVERAGE FORMS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The following forms have been attached to this policy at its inception (List Form Number.)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT0070","CM0001","Please add State Mandatory"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Forms & Edition Dates"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THESE DECLARATIONS, WHEN COMBINED WITH THE COMMON POLICY DECLARATIONS, THE COMMON POLICY CONDITIONS,"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COVERAGE FORM(S) AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE CONTRACT OF INSURANCE."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT 90068 1293"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Commercial Inland Marine Coverage Part"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Special Broadcaster's Supplemental Declarations"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.","POLICY NO.:",{"$f":"IF(AD4=\" \",\"Enter Policy No.on Dec. Page #1\",+AD4)","v":"Input on Data Base Tab in cell B37"},null,null,null,"EFFECTIVE DATE:",{"$f":"IF(AI4=\" \",\"Enter Eff. Date on Dec. Page #1\",+AI4)","v":"Input on Data Base Tab in cell B34"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.","NAMED INSURED:",{"$f":"IF('Data Base'!C1=\" \",\"Enter Named Insured in Data Base\",+'Data Base'!C1)","v":""},null,null,null,"RENEWAL OF:",{"$f":"IF(AI5=\" \",\"Enter Renewal Of on  Dec. Page #1\",+AI5)","v":"New"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3.","Total Premium for this Coverage:",null,null,"INCLUDED"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"*For total Inland Marine Coverage Part Premium - See Common Policy Declarations."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4.","LOCATION OF COVERED PROPERTY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premises Address"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 13",{"$f":"IF('Data Base'!C19=\"Loc 13 Address\",\" \",'Data Base'!C19)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 14",{"$f":"IF('Data Base'!C20=\"Loc 14 Address\",\" \",'Data Base'!C20)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 15",{"$f":"IF('Data Base'!C21=\"Loc 15 Address\",\" \",'Data Base'!C21)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5.","LIMITS OF INSURANCE:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission","\"Transmission","Real","Business","\"Extra","Loss of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Towers","Equipment\"","Property","Personal Property","Expense\"","Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 13",{"$f":"IF('Data Base'!Q19=\" \",\" Not Covered\",'Data Base'!Q19)","v":""},{"$f":"IF('Data Base'!R19=\" \",\" Not Covered\",'Data Base'!R19)","v":""},{"$f":"IF('Data Base'!S19=\" \",\" Not Covered\",'Data Base'!S19)","v":""},{"$f":"IF('Data Base'!T19=\" \",\" Not Covered\",'Data Base'!T19)","v":""},{"$f":"IF('Data Base'!U19=\" \",\" Not Covered\",'Data Base'!U19)","v":" Not Covered"},{"$f":"IF('Data Base'!V19=\" \",\" Not Covered\",'Data Base'!V19)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 14",{"$f":"IF('Data Base'!Q20=\" \",\" Not Covered\",'Data Base'!Q20)","v":""},{"$f":"IF('Data Base'!R20=\" \",\" Not Covered\",'Data Base'!R20)","v":""},{"$f":"IF('Data Base'!S20=\" \",\" Not Covered\",'Data Base'!S20)","v":""},{"$f":"IF('Data Base'!T20=\" \",\" Not Covered\",'Data Base'!T20)","v":""},{"$f":"IF('Data Base'!U20=\" \",\" Not Covered\",'Data Base'!U20)","v":" Not Covered"},{"$f":"IF('Data Base'!V20=\" \",\" Not Covered\",'Data Base'!V20)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 15",{"$f":"IF('Data Base'!Q21=\" \",\" Not Covered\",'Data Base'!Q21)","v":""},{"$f":"IF('Data Base'!R21=\" \",\" Not Covered\",'Data Base'!R21)","v":""},{"$f":"IF('Data Base'!S21=\" \",\" Not Covered\",'Data Base'!S21)","v":""},{"$f":"IF('Data Base'!T21=\" \",\" Not Covered\",'Data Base'!T21)","v":""},{"$f":"IF('Data Base'!U21=\" \",\" Not Covered\",'Data Base'!U21)","v":" Not Covered"},{"$f":"IF('Data Base'!V21=\" \",\" Not Covered\",'Data Base'!V21)","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"of Insurance"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portable \"Transmission Equipment\"",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Equipment\" and Portable Transmission Equipment\" of Others",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"All Covered Property in Any One Occurrence"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6.","VALUATION:","Replacement Cost"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"7.","RATE:","$   Various"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8.","DEDUCTIBLE"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"We will deduct the following amounts for each covered \"loss\" in any one occurrence:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Towers: ",null,null,null,null,null,{"$f":"+'Data Base'!$B$60","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Transmission Equipment\"; Portable \"Transmission Equipment\"; Real Property:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Personal Property; and \"Extra Expense\" combined (except lightning):",null,null,null,null,null,{"$f":"+$AI$36","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loss of Income:",null,null,null,null,null,{"$f":"IF('Data Base'!V60=0,\"N/A\",\"See 9 Below\")","v":"N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lightning Deductible:",null,null,null,null,null,{"$f":"+'Data Base'!$B$58","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"9.","SPECIAL PROVISIONS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," The deductible for Loss of Income is based on a waiting period. The waiting period will be",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours from the time of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  loss. Coverage will begin ",null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours after loss if the Station has any loss of income because of a covered loss."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"10.","COVERAGE FORMS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The following forms have been attached to this policy at its inception (List Form Number.)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT0070","CM0001","Please add State Mandatory"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Forms & Edition Dates"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THESE DECLARATIONS, WHEN COMBINED WITH THE COMMON POLICY DECLARATIONS, THE COMMON POLICY CONDITIONS,"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COVERAGE FORM(S) AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE CONTRACT OF INSURANCE."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT 90068 1293"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Commercial Inland Marine Coverage Part"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Special Broadcaster's Supplemental Declarations"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.","POLICY NO.:",{"$f":"IF(AD4=\" \",\"Enter Policy No.on Dec. Page #1\",+AD4)","v":"Input on Data Base Tab in cell B37"},null,null,null,"EFFECTIVE DATE:",{"$f":"IF(AI4=\" \",\"Enter Eff. Date on Dec. Page #1\",+AI4)","v":"Input on Data Base Tab in cell B34"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.","NAMED INSURED:",{"$f":"IF('Data Base'!C1=\" \",\"Enter Named Insured in Data Base\",+'Data Base'!C1)","v":""},null,null,null,"RENEWAL OF:",{"$f":"IF(AI5=\" \",\"Enter Renewal Of on  Dec. Page #1\",+AI5)","v":"New"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3.","Total Premium for this Coverage:",null,null,"INCLUDED"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"*For total Inland Marine Coverage Part Premium - See Common Policy Declarations."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4.","LOCATION OF COVERED PROPERTY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premises Address"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 16",{"$f":"IF('Data Base'!C22=\"Loc 16 Address\",\" \",'Data Base'!C22)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 17",{"$f":"IF('Data Base'!C23=\"Loc 17 Address\",\" \",'Data Base'!C23)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 18",{"$f":"IF('Data Base'!C24=\"Loc 18 Address\",\" \",'Data Base'!C24)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5.","LIMITS OF INSURANCE:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission","\"Transmission","Real","Business","\"Extra","Loss of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Towers","Equipment\"","Property","Personal Property","Expense\"","Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+AC509","v":"Location X. 16"},{"$f":"IF('Data Base'!Q22=\" \",\" Not Covered\",'Data Base'!Q22)","v":""},{"$f":"IF('Data Base'!R22=\" \",\" Not Covered\",'Data Base'!R22)","v":""},{"$f":"IF('Data Base'!S22=\" \",\" Not Covered\",'Data Base'!S22)","v":""},{"$f":"IF('Data Base'!T22=\" \",\" Not Covered\",'Data Base'!T22)","v":""},{"$f":"IF('Data Base'!U22=\" \",\" Not Covered\",'Data Base'!U22)","v":" Not Covered"},{"$f":"IF('Data Base'!V22=\" \",\" Not Covered\",'Data Base'!V22)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+AC510","v":"Location X. 17"},{"$f":"IF('Data Base'!Q23=\" \",\" Not Covered\",'Data Base'!Q23)","v":""},{"$f":"IF('Data Base'!R23=\" \",\" Not Covered\",'Data Base'!R23)","v":""},{"$f":"IF('Data Base'!S23=\" \",\" Not Covered\",'Data Base'!S23)","v":""},{"$f":"IF('Data Base'!T23=\" \",\" Not Covered\",'Data Base'!T23)","v":""},{"$f":"IF('Data Base'!U23=\" \",\" Not Covered\",'Data Base'!U23)","v":" Not Covered"},{"$f":"IF('Data Base'!V23=\" \",\" Not Covered\",'Data Base'!V23)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+AC511","v":"Location X. 18"},{"$f":"IF('Data Base'!Q24=\" \",\" Not Covered\",'Data Base'!Q24)","v":""},{"$f":"IF('Data Base'!R24=\" \",\" Not Covered\",'Data Base'!R24)","v":""},{"$f":"IF('Data Base'!S24=\" \",\" Not Covered\",'Data Base'!S24)","v":""},{"$f":"IF('Data Base'!T24=\" \",\" Not Covered\",'Data Base'!T24)","v":""},{"$f":"IF('Data Base'!U24=\" \",\" Not Covered\",'Data Base'!U24)","v":" Not Covered"},{"$f":"IF('Data Base'!V24=\" \",\" Not Covered\",'Data Base'!V24)","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"of Insurance"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portable \"Transmission Equipment\"",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Equipment\" and Portable Transmission Equipment\" of Others",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"All Covered Property in Any One Occurrence"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6.","VALUATION:","Replacement Cost"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"7.","RATE:","$   Various"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8.","DEDUCTIBLE"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"We will deduct the following amounts for each covered \"loss\" in any one occurrence:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Towers: ",null,null,null,null,null,{"$f":"+'Data Base'!$B$60","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Transmission Equipment\"; Portable \"Transmission Equipment\"; Real Property:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Personal Property; and \"Extra Expense\" combined (except lightning):",null,null,null,null,null,{"$f":"+$AI$36","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loss of Income:",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=0,\"N/A\",\"See 9 Below\")","v":"N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lightning Deductible:",null,null,null,null,null,{"$f":"+'Data Base'!$B$58","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"9.","SPECIAL PROVISIONS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," The deductible for Loss of Income is based on a waiting period. The waiting period will be",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours from the time of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  loss. Coverage will begin ",null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours after loss if the Station has any loss of income because of a covered loss."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"10.","COVERAGE FORMS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The following forms have been attached to this policy at its inception (List Form Number.)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT0070","CM0001","Please add State Mandatory"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Forms & Edition Dates"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THESE DECLARATIONS, WHEN COMBINED WITH THE COMMON POLICY DECLARATIONS, THE COMMON POLICY CONDITIONS,"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COVERAGE FORM(S) AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE CONTRACT OF INSURANCE."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT 90068 1293"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Commercial Inland Marine Coverage Part"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Special Broadcaster's Supplemental Declarations"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1.","POLICY NO.:",{"$f":"IF($AD$4=\" \",\"Enter Policy No.on Dec. Page #1\",+$AD$4)","v":"Input on Data Base Tab in cell B37"},null,null,null,"EFFECTIVE DATE:",{"$f":"IF($AI$4=\" \",\"Enter Eff. Date on Dec. Page #1\",+$AI$4)","v":"Input on Data Base Tab in cell B34"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2.","NAMED INSURED:",{"$f":"IF('Data Base'!$C$1=\" \",\"Enter Named Insured in Data Base\",+'Data Base'!$C$1)","v":""},null,null,null,"RENEWAL OF:",{"$f":"IF($AI5=\" \",\"Enter Renewal Of on  Dec. Page #1\",+$AI$5)","v":"New"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"3.","Total Premium for this Coverage:",null,null,"INCLUDED"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"*For total Inland Marine Coverage Part Premium - See Common Policy Declarations."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"4.","LOCATION OF COVERED PROPERTY"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premises Address"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 19",{"$f":"IF('Data Base'!C25=\"Loc 19 Address\",\" \",'Data Base'!C25)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Location X. 20",{"$f":"IF('Data Base'!C26=\"Loc 19 Address\",\" \",'Data Base'!C26)","v":""}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"5.","LIMITS OF INSURANCE:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission","\"Transmission","Real","Business","\"Extra","Loss of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Towers","Equipment\"","Property","Personal Property","Expense\"","Income"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+AC609","v":"Location X. 19"},{"$f":"IF('Data Base'!Q25=\" \",\" Not Covered\",'Data Base'!Q25)","v":""},{"$f":"IF('Data Base'!R25=\" \",\" Not Covered\",'Data Base'!R25)","v":""},{"$f":"IF('Data Base'!S25=\" \",\" Not Covered\",'Data Base'!S25)","v":""},{"$f":"IF('Data Base'!T25=\" \",\" Not Covered\",'Data Base'!T25)","v":""},{"$f":"IF('Data Base'!U25=\" \",\" Not Covered\",'Data Base'!U25)","v":" Not Covered"},{"$f":"IF('Data Base'!V25=\" \",\" Not Covered\",'Data Base'!V25)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"+AC610","v":"Location X. 20"},{"$f":"IF('Data Base'!Q26=\" \",\" Not Covered\",'Data Base'!Q26)","v":""},{"$f":"IF('Data Base'!R26=\" \",\" Not Covered\",'Data Base'!R26)","v":""},{"$f":"IF('Data Base'!S26=\" \",\" Not Covered\",'Data Base'!S26)","v":""},{"$f":"IF('Data Base'!T26=\" \",\" Not Covered\",'Data Base'!T26)","v":""},{"$f":"IF('Data Base'!U26=\" \",\" Not Covered\",'Data Base'!U26)","v":" Not Covered"},{"$f":"IF('Data Base'!V26=\" \",\" Not Covered\",'Data Base'!V26)","v":""}]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Limit"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"of Insurance"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portable \"Transmission Equipment\"",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Equipment\" and Portable Transmission Equipment\" of Others",null,null,null,null,"$","Included"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"All Covered Property in Any One Occurrence"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"6.","VALUATION:","Replacement Cost"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"7.","RATE:","$   Various"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"8.","DEDUCTIBLE"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"We will deduct the following amounts for each covered \"loss\" in any one occurrence:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Transmission Towers: ",null,null,null,null,null,{"$f":"+'Data Base'!$B$60","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"Transmission Equipment\"; Portable \"Transmission Equipment\"; Real Property:"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Business Personal Property; and \"Extra Expense\" combined (except lightning):",null,null,null,null,null,{"$f":"+$AI$36","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Loss of Income:",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=0,\"N/A\",\"See 9 Below\")","v":"N/A"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lightning Deductible:",null,null,null,null,null,{"$f":"+'Data Base'!$B$58","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"9.","SPECIAL PROVISIONS"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," The deductible for Loss of Income is based on a waiting period. The waiting period will be",null,null,null,null,null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours from the time of"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"  loss. Coverage will begin ",null,{"$f":"IF('Data Base'!$V$60=\"0\",\"Refer to UW\",'Data Base'!$B$69)","v":"Refer to UW"},"hours after loss if the Station has any loss of income because of a covered loss."]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"10.","COVERAGE FORMS"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"The following forms have been attached to this policy at its inception (List Form Number.)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT0070","CM0001","Please add State Mandatory"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Forms & Edition Dates"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"THESE DECLARATIONS, WHEN COMBINED WITH THE COMMON POLICY DECLARATIONS, THE COMMON POLICY CONDITIONS,"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"COVERAGE FORM(S) AND ENDORSEMENTS, IF ANY, ISSUED TO FORM A PART THEREOF, COMPLETE THE CONTRACT OF INSURANCE."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TT 90068 1293"]